If you don't have a personal online banking certificate of CITIC Bank, you can log on to the credit card website of CITIC Bank and click "Open online payment with credit card" on the right side of the website to open online payment with credit card through the fast track. For the safety of your card, the online payment function of CITIC Credit Card has been opened through the fast track, and now you can only shop in mango net and Taobao (only for merchants with bank cards).