After the credit card expires, the court will freeze WeChat change, Alipay and bank cards. However, freezing is not a deduction. As long as the arrears are paid off and an application is filed with the court, it can also be unfrozen.
Will the credit card be deducted by WeChat when it is overdue?
If the regular repayment function is opened on WeChat, it is equivalent to automatic repayment by credit card. Every time you make an appointment, the repayment will be automatically deducted through WeChat. If the set fee deduction method is WeChat, the fee will be deducted from WeChat every time. As long as the automatic deduction function is not cancelled, the bank will automatically deduct the money.
In other cases, the bank has no right to deduct the money from the cardholder's other accounts, even the money on the savings card of the same bank as the credit card. Don't worry that the bank will deduct money from WeChat. Unless the bank brings a lawsuit to the court after the expiration of the time limit and authorizes the bank to deduct money after the court decision, it can deduct money on WeChat.
Will the credit card overdue WeChat money be frozen?
Usually not. Credit card overdue repayment will have many adverse consequences, but it will not affect personal WeChat. But if it is seriously overdue, the bank may file a lawsuit against it. After the bank applies, the court can freeze all the accounts or assets in your name.
After being sued by the bank, the bank can apply to the court to freeze all assets and accounts in your name. As long as it is in my name, whether it is your bank savings card or Alipay WeChat, the funds in the account will be forcibly frozen. Until the credit card pays off the debt, or the freezing time reaches the upper limit, otherwise it will continue to freeze. The upper limit of time is usually one week to one month, mainly depending on the requirements of the bank.
legal ground
Article 104 of the Civil Procedure Law of People's Republic of China (PRC) stipulates that if an interested party fails to apply for preservation immediately due to an emergency, which will cause irreparable damage to his legitimate rights and interests, he may apply to the place where the preserved property is located, the domicile of the respondent or the people's court with jurisdiction for preservation measures before bringing a lawsuit or applying for arbitration. The applicant shall provide a guarantee. If no guarantee is provided, the application will be rejected.
After accepting the application, the people's court must make a ruling within 48 hours; Those ordered to take protective measures shall be executed immediately.
If the applicant fails to bring a lawsuit or apply for arbitration according to law within 30 days after the people's court takes the preservation measures, the people's court shall lift the preservation.