1. Apply for a credit card online:
If you go quickly, you can check the credit card application progress in 3 days.
Under normal circumstances, the time from application submission to card approval is usually 7-15 working days.
2. Application at bank outlets:
Apply through the bank's credit card specialist. The time from application submission to card approval is generally 15-30 working days.
It usually takes 10 working days from the review department receiving the application materials to the credit card review being completed.
After passing the review, the bank will produce the card within 2 working days, and then send it by registered mail according to the billing address. Generally, the sending time of registered mail is within 15 days.
The credit card review time of each bank is different.
If you do not receive it for a long time, please call the credit card customer service to inquire about the progress of the card application.
It is very convenient to apply for a credit card online. Just submit the application information online. The application information will be directly entered into the bank's credit card center. The bank will review it online. After passing the review, the card will be sent by mail or express delivery.
Bank of Communications
Generally, it takes 2 days to produce the card, and it will be sent by EMS, and it will be delivered by mail in about 4 days.
China Merchants Bank
After the credit card is approved, the card will be issued within 2 working days and sent to the billing address for free; the time limit for registered mail is generally 15 days, such as Fengda The delivery time is generally 4-7 days, and the registered appointment delivery time is generally 3-5 days.
Guangfa Bank
After passing the review, it usually takes 2 working days to produce the card (it takes 12 working days from the approval of the airline card to the card production), and it will be sent by DMS. The mailing time About 7 days (i.e. "appointment registration", there are text messages, phone reservations and delivery SMS services before delivery). Platinum cards are sent by EMS, and the mailing time is 3 working days (except for Premium Platinum cards).
When applying for an ICBC credit card online, there are three ways to check the progress of the card application.
1. Log in to ICBC Personal Mobile Banking and use the "Credit Card - Apply for Credit Card - Query Application Progress" function to check the unsubmitted application list and submitted application list information.
2. Call ICBC customer service hotline 95588 and follow the voice prompts to check the progress of card application.
3. Log in to ICBC personal online banking and check the application results of Peony credit card/debit card in the current business area through "Credit Card Service - Apply for Credit Card".
Reference material: How long does it take to apply for an ICBC credit card online? -How long does it take to receive the credit card after applying for a credit card online through ifeng.com - Hexun.com