It is understandable that ICBC, known as the largest bank in the universe, has a relatively high gold content in its credit cards, and many cardholders were ruthlessly rejected by the bank when applying. Friends who have applied for ICBC credit cards are also pondering how to reduce or waive the annual fee, and have carefully arranged a complete set of the most annual fee-free, dedicated to the babies who hold ICBC credit cards. How much is the annual credit card fee of ICBC? The annual fee of black gold card scares you! 1, Puka, Gold Card: In the card year, if the cardholder's accumulated credit card spending in the local and foreign currency accounts reaches RMB55,000 or equivalent in foreign currency in that year, the annual fees of the main and auxiliary cards can be reduced or exempted. 2. UnionPay standard platinum card: the annual fee is charged at 10% discount (except UnionPay Zunshang Platinum Card, Dual-core Combination Platinum Card and UnionPay Multi-currency Platinum Card). 3. Platinum Card 1) Free annual fee this year: If the accumulated credit card spending of local and foreign currency accounts in the card year reaches 200,000 yuan or equivalent foreign currency (excluding online consumption, house purchase, car purchase, wholesale, public welfare and other businesses determined by ICBC that cannot accumulate points), the annual fee of the main and secondary cards can be reduced or exempted. (Except ICBC Express Centurion Platinum Card) 2) Free of permanent annual fee: If the customer's local and foreign currency accounts have accumulated over RMB 4 million or equivalent foreign currency (excluding online consumption, house purchase, car purchase, wholesale, public welfare and other businesses that ICBC has determined cannot accumulate points), the principal and secondary cards can be given a permanent annual fee-free discount. (except ICBC Express Centurion Platinum Card) 4. Business card (business card): During the card year, if the accumulated consumption of credit cards in local and foreign currency accounts reaches 100 or 65438+ 10,000 RMB or equivalent foreign currency, the annual fee of the principal and secondary cards can be reduced or exempted. 6. Personal card accounts signed with ICBC for paying wages, pensions, subsistence allowances, medical insurance, unemployment insurance and housing provident fund are exempt from annual fees (except platinum cards and above). 7. Business cards (personal cards, business travel cards) are free. What kind of ICBC credit card is easy to use? There are many choices! I believe that every credit card holder doesn't want to pay an annual fee. Therefore, before you apply for a card, you must master the threshold of free annual fee. If you feel that your spending power can't reach, you can choose to apply for other products.