1. Under normal circumstances, the credit card limit will be restored to the original limit after repayment, but if the limit is reduced after repayment, there may be three reasons: the temporary limit expires; Often the bank will give the cardholder a sum of money from time to time. All that can be mentioned is temporary quantity. If it is superimposed on a fixed amount, it will give people the illusion that it is a fixed amount. In this way, after using the temporary line, the repayment will offset the used line, and then the available line will be restored, so that the line will become less; After using the over-limit quota, many banks open the over-limit service by default. On the basis of using up the fixed amount after the last consumption, they can also overdraw the amount by 5~ 10%, and the credit card amount will show a negative value, and the repayment will be filled in first, and the remaining repayment amount will be restored to the fixed amount; Due to the risk control, many cardholders did not use their credit cards for personal daily consumption as agreed in the credit card contract, but cashed out or invested in wealth management, which triggered the bank's risk control system and immediately reduced the amount after repayment.

2. Is the credit card repaid every month? If the user's credit card is overdue, the credit line may not recover so quickly after paying off the arrears, and the user needs to wait for a while. Or the user's credit card has been repaid, but the bank has not completed the liquidation, which means that the repayment has not yet arrived. If it doesn't arrive, the quota will naturally not be restored. For users, it is enough to confirm that the repayment has been made. Therefore, when the credit card has not been recovered after repayment, and the amount is still the same after waiting for a while, it is necessary to consult the manual customer service at this time.

1. What do you mean by credit card suspension? The suspension of credit card review means that this card has been frozen and the bank is reviewing it; In this case, the credit card cannot be used normally, but it can be repaid normally. The reasons for this situation are as follows: the cardholder is suspected of cashing in and stealing the brush recently; Users often overdue repayment; Illegal transactions with credit cards, etc. ; After the credit card is deactivated, the cardholder should know the reason in time. If he doesn't know the reason, he can call the customer service hotline to ask the reason for being frozen, and then unfreeze it according to the customer service instructions. After thawing, the card can be used normally. If the reason or situation causing the freezing is serious, the user will not be allowed to unfreeze, and at this time, the card can only be cancelled and re-applied.

2. Can I still use my credit card for overdue repayment? Whether a credit card can be used after overdue repayment depends on the severity of overdue payment. If the overdue time is short, it will not affect the use of credit cards, and the arrears can be paid off in time. If the credit card is overdue, you need to pay off the arrears in time, and then call the credit card customer service center or go to the bank counter to explain the situation and apply for unfreezing. The bank will decide whether to unfreeze the card after evaluating the cardholder's use of the card. However, it should be noted that after the credit card is overdue, even if the debt is paid off, there will be overdue records, which will affect personal credit information. Remember to repay on time.