There are many factors that will affect the review of the credit limit, but these are basically the following points:

Marital status: It may be beyond the expectation of many people. In the simulated review system of many banks, , other things being equal, married people can get a whole level of credit improvement compared to unmarried people, because people with families are more stable.

Working status: Technical title is a testimony of the customer's working ability. For example, if engineers, economists, accountants, outstanding teachers, and lawyers of all levels become borrowers, their integrity will be higher; similarly, if Credit card users who work in industries with high stability, such as civil servants, doctors, power systems and other industries, will be more favored by banks, and their credit ratings will be improved based on the level and years of work.

Financial ability: The personal income certificate of the unit is a strong evidence, which can show the cardholder’s income expectations and whether the income is stable. If they are employees in high-income industries, they will add more when rating. Points are naturally beneficial to increasing the amount.

Housing situation: This is a very important situation. If the credit card applicant owns a personal home, it proves that he has a certain financial foundation. In this case, the bank is very willing to let him become a credit card applicant. users and are willing to increase their quota.

Credit record: Nowadays, the credit records of all banks are connected to the Internet. If the credit card user has opened an account in the bank in the past and has a record of funds entering and exiting, then some customers have bad records such as penalty interest, and the bank will Consider raising the credit card limit as appropriate; on the contrary, if the record is good, the bank will smoothly raise the limit.

The other thing is your academic qualifications, the higher the better. I hope the answer can help you. If you have any other questions, you can ask them.