Hello, if you need to handle our bank’s credit card business, if you need to handle bill installment business,

Bill installment application conditions:

Applicants must Hold the main personal credit card of our bank, have good card usage records, and have no delays in current repayments. Customers who only hold commercial cards, business cards, purchasing cards, ANA guaranteed cards or supplementary cards cannot apply for bill installments at the moment.

Warm reminder: The above are the necessary conditions for applying for bill installment. Whether the final application for bill installment is passed or not will be subject to the comprehensive evaluation results of the Bank's Credit Card Center.

Bill installment application amount

To apply for RMB bill installment, the minimum application amount each time is not less than RMB 300; to apply for USD bill installment, the minimum application amount each time is not less than 100 US dollars .

After successfully applying for RMB or U.S. dollar bill installments, the principal of each installment and each installment handling fee will be credited to the RMB account, that is, the U.S. dollar bill installment amount will be converted into RMB according to the exchange rate specified at the time of application.

Bill installment charging standards

Our bank provides cardholders with a variety of personalized installments of 2, 3, 6, 10, 12, 18 and 24 installments Select, the corresponding handling fee rates for each period are 1.0%, 0.9%, 0.75%, 0.7%, 0.66%, 0.68%, 0.68% respectively. To apply for installment payment for unbilled transactions, currently only 2, 3, 6, 10 and 12 installments are available. Two of the phases can only be applied for through our bank’s mobile banking and mobile life channels.

Handling fee per period = total installment amount × handling fee rate per period. The total principal amount of the installment is amortized evenly on a monthly basis, and the remainder is included in the last installment. The installment amount of each installment and the handling fee of each installment are recorded at the same time.

If you still have questions, please search "4008205555" in QQ business friends and add "CMBC Credit Card Center" as a friend; or search "cmb4008205555" in WeChat and follow CMB Credit Card Center for consultation. Or please call the credit card customer service hotline 8008205555 (limited to fixed-line calls) or 4008205555 (no restrictions on dialing methods). Card holders please directly enter the ID number and query password---then select "9" to enter manual service. Customers without a card holder please Select 3# to enter manual. (If you forget your credit card inquiry password, please enter six * numbers instead). Thank you for your support to China Merchants Bank!