How to apply for the Guangfa China Southern Sky Pearl Credit Card?

The Guangfa China Southern Airlines Sky Pearl Credit Card is a relatively classic airline card. Recently, this credit card has also had many card-opening gift activities. Next, I will talk about how to apply for the Guangfa China Southern Airlines Sky Pearl Credit Card. ?

Application Channels

1. Application for Guangfa China Southern Airlines Sky Pearl Credit Card

1. Basic conditions for card application

All Guangfa Banks in the name of the cardholder Credit cards all share one account, and all credit cards share one limit, and the credit card with the highest limit is the main one.

If you want to apply for the Guangfa Bank China Southern Airlines Sky Pearl Card, the cardholder must be a domestic citizen aged 18-65, have a stable income, and have full civil capacity.

2. Basic information for card application

In terms of application materials, applicants need to provide a copy of their resident ID card (double-sided) and work/income certification documents, such as a copy of their work card. Documents, original work certificate/income certificate issued by the work unit, copy of the labor contract signed by the work unit, etc.

3. Additional information for card application

In order to pass the review as soon as possible and obtain a higher credit limit, the applicant can also provide real estate certificate, driver's license, income tax withholding certificate, Copies of time deposit certificates and other materials, copies of professional title certificates and professional qualification certificates.

If you provide enough information, it will be easy to apply for the GF China Southern Sky Pearl Credit Card, and the credit limit you will get should be much higher. When applying, you can refer to the information I provided.

2. Why the application for Guangfa China Southern Sky Pearl Credit Card failed

1. There is a bad credit record

The bank will investigate the applicant when reviewing the applicant's information. Check your credit report to see if there is any late repayment record within two years, or if there is any bad credit record such as cashing out. If so, it will greatly reduce the chance of successful application.

2. The application information is incorrectly filled in

Although some applicants have very good personal conditions, when filling out the application form, they accidentally fill in the contact number of their workplace and important information. If the contact person's phone number, work address, home address and other information are filled in incorrectly, the application will not pass the review.

3. How to apply for Guangfa China Southern Airlines Sky Pearl Credit Card

1. Apply at the business hall

You can go directly to the Guangfa Bank business outlet and submit the corresponding copy to the staff Please fill in the application form and submit relevant certificates under the guidance of the staff, waiting for review.

2. Online application

Search on Baidu and log in to the official website of China Guangfa Bank. After entering the credit card page, click "Apply Now" to select the card type you need. Depending on your needs, different The card sometimes has different promotions. After selecting, enter your relevant information as required, and click "I have read and agree" below the agreement to wait for review. After approval, the bank will send you a credit card within 3 to 5 working days.

3. Jintou Credit Card Website

In the "Credit Card Application" section of the Jintou Credit Card website, find the China Guangfa Bank section, find the China Southern Sky Pearl Card, and click to apply directly. (Jintou Credit Card has long-term cooperative relations with various banks, and the application links are all from the bank, which is safe and does not charge any fees)

The above is what I introduced to you about the "Guangfa China Southern Airlines Sky Pearl Credit Card" from Jintou Credit Card How to handle it?", I hope this article I compiled will be useful to you. If you want to know more about credit cards, it is recommended to pay attention to Jintou Credit Card!

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How to calculate the annual fee for Guangfa Bank China Southern Airlines Sky Pearl Credit Card

The annual fee for Guangfa China Southern Airlines Sky Pearl Credit Card:

This card*** has two types: regular card and gold card The higher the level of the card, the more the annual fee will be charged. The details are as follows:

1. Regular card: the annual fee for the main card is RMB 90 per year, and the annual fee for the supplementary card is RMB 45 per year;

2. Gold Card: The annual fee for the main card is RMB 260 per year, and the supplementary card is RMB 130 per year;

Guangfa Bank Credit Card has also launched an annual fee-free policy, and the annual fee for the first year will be paid by China Southern Airlines. , the annual fee for the following year will be waived if you swipe the card six times a year. In addition, the card does not charge an annual fee if it is not activated, and the number of purchases will be calculated when paying online.

Note: The annual fee for Guangfa Credit Card is generally charged based on the cardholder’s card opening date, not every calendar year. If your GF Air China Zhiyin Credit Card is opened on January 1st, the annual fee will be charged on January 1st of each year. If it is not activated, no annual fee will be charged.

Credit card annual fee rules:

Credit card annual fee rules refer to some corresponding regulations for the annual payment of credit cards. Before the credit card is activated by the cardholder, the bank is not allowed to charge annual fees, but the Most people have little understanding of the various annual fee rules for credit cards issued by different banks. Most credit card annual fees are around one hundred yuan. Some banks stipulate that the annual fee can be waived by swiping three times a year.

Although the China Banking Regulatory Commission issued a notice as early as July stipulating that banks are not allowed to charge annual fees before the credit card is activated by the cardholder, but in the face of the various annual fee rules for credit cards from different banks, many cardholders The clan is still confused.

“I have several credit cards from different banks. Some stipulate that the annual fee can be waived after six swipes. Some stipulate that the annual fee can only be waived if the accumulated spending reaches 5,000 yuan. No annual fee." Ms. Xu, who works in a foreign-funded company, told reporters that in order to find out the annual fees of different credit cards, she specially called each credit card center to find out, and then wrote it down to avoid some credit card swipes. If the frequency or amount does not meet the standard, annual fees will be incurred in the following year.

Different types of credit cards launched by the same bank have different annual fee rules. For example, the annual fee for the main card of ICBC’s Peony International Credit Card is 100 yuan, while the annual fee for the Peony 60th Anniversary Credit Card is only 50 yuan. This is because the annual fee is different due to different card issuing organizations. The issuing organizations of Peony International Credit Card are UnionPay and MasterCard or UnionPay and VISA, while the issuing organization of Peony 60th Anniversary Credit Card is UnionPay.

Yinsu.com’s financial management experts also pointed out that the annual fees for single-currency cards and dual-currency cards are often different. For example, the annual fee for Guangfa Bank’s standard dual-currency card is 90 yuan, and the annual fee for Guangfa RMB card is 90 yuan. The annual fee is 40 yuan.

TIPS: Even for different types of credit cards issued by the same bank, the annual fee and annual fee exemption rules are different. If you want to become a "card god", the first step is to clearly understand the credit card in your hand. There are annual fees for credit cards.

The Guangfa China Southern Airlines Sky Pearl Card is really troublesome

The Guangfa China Southern Airlines Sky Pearl Card is not troublesome. The GF China Southern Sky Pearl Card is very easy to use.

1. Points can be exchanged for China Southern Airlines miles. Cardholders can exchange points for gifts in their China Southern Airlines Sky Pearl account.

2. The general grace period for repayment-free spending is 3 days.

3. During the special settlement, GF Southern Airlines co-branded credit card holders can enjoy an interest-free period of up to 50 days.

That’s it for the introduction of Guangfa Credit Card and China Southern Airlines Sky Pearl Card.