Guangfa Bank Taobao Credit Card can't be seen in other banks

Guangfa Bank Taobao Credit Card can't be seen in other banks because it is a joint card of Guangfa Bank and Taobao, which has nothing to do with other banks.

Guangfa Taobao Co-branded Credit Card is a credit card product jointly launched by Guangfa Bank and Taobao for young people. Puka is a transparent card board, and the gold card is a black card board. The pattern adopts bold and abstract graffiti style, which symbolizes the courage, freedom and vitality of young people. Using Alipay to pay for Taobao cards can also accumulate Guangfa points. At the same time, cardholders can enjoy the privilege of purchasing various leisure and entertainment rights at half price, and the rights of new customers are overweight in the first year, creating a colorful card experience for young people.

what are the requirements for how to apply for the Taobao Credit Card of Guangfa Bank?

Nowadays, more and more people choose to shop on Taobao, which is easy, convenient and fast. Similarly, both merchants and buyers have opened credit cards, so choosing a suitable credit card can help them manage their finances better. Guangfa Bank Taobao Credit Card has a wide range of users and is one of the favorite Taobao credit cards of many young people. So what are the requirements for how to apply for Guangfa Bank Taobao Credit Card?

Application conditions for Guangfa Taobao Credit Card:

1. Aged 18 -65, with stable job and fixed income

2. Applicant's ID card or military officer's card, and a copy of passport plus any of the following materials:

1. Payslip or salary passbook for three consecutive periods;

certificate of deposit for more than 2 or 3 months;

3. Household registration book;

4. Real estate license;

5. Motor vehicle driving license.

Features of Guangfa Taobao Credit Card:

1. Credit card return

Taobao credit card customers spend any amount by swiping their cards every Friday. If the last two digits of the consumption authorization number are "88", they can get a preferential return of this single consumption, with the maximum return value of RMB 4,999.

participation details:

(1) If you spend money by credit card at the same merchant on the day of the event, you are limited to the first five purchases to participate in the event.

(2) Non-consumer transactions such as mail-order installment payment, wealth management, cash withdrawal, deposit and account inquiry, and consumer transactions with cancelled returns do not participate in the activities.

2. Commodity discount

Taobao credit card customers "kill" the goods with preferential prices.

3. Repayment in installments

Taobao credit card customers get the value of 9 yuan in installments.

4. Fast payment

You don't need to log in to online banking, and you can complete the payment by entering the Alipay payment password.

5. Exclusive courtesy

(1) If you spend any sum with Taobao credit card within three months after issuing the card, you can get a fashionable and proud Guangfa Taobao doll.

(2) use Taobao credit card to pay any amount of money quickly, and you can also get 2 yuan Alipay points worth RMB.

Guangfa Taobao Co-branded Card ceased to be issued

The city where Guangfa Taobao Co-branded Card ceased to be issued can be used. According to the relevant information, the suspension of the issuance of the bank co-branded card means that the channel where the card continues to be processed is stopped, that is, the processing is suspended, and the normal use is not affected wherever it has been processed. Guangfa Bank was established in September 1988 with a registered capital of 11.48 billion yuan, and its headquarters is at No.713 Dongfeng East Road, Yuexiu District, Guangzhou City, Guangdong Province, China. With the approval of the People's Bank of the State Council and China, Guangdong Development Bank, as a pilot bank for financial system reform in China, was established by the beautiful Pearl River, and it is one of the earliest joint-stock commercial banks in China.

Answered on November 1, 222

Three Taobao Co-branded Cards Competition for Credit Cards Suitable for Online Shopping

Many card users think that online shopping for credit cards has no points, which is not entirely correct. Although online payment with credit cards can't earn the consumption points generated by swiping cards in physical stores, you can still get the corresponding points or redemption rights when you use the right credit cards online.

for Taobao people who often buy online from Taobao, a Taobao co-branded card is naturally the most suitable for them. There are many advantages to handling a Taobao co-branded card. Cardholders can not only get points conveniently, but also enjoy certain value-added services. Here are three models to introduce to you.

First, Industrial Bank Taobao Co-branded Card

This is a UnionPay single-currency card, which has three types: general card, gold card and platinum card. In addition to the basic financial functions of Industrial Bank, the gold card can provide cardholders with 2 million yuan aviation accident insurance, which is not available in other Taobao cards.

The biggest advantage of this card is that online shopping can accumulate points through fast payment. Every time you spend 1 yuan =1 point, every 5 points =1 Alipay points =1 yuan, you can accumulate up to 2, points every month, and the points can be converted into Alipay points for cash use.

when redeeming points, just click "click to deduct cash" and select the transaction amount deducted by credit card points according to the page prompts, and then the payment can be completed.

Second, Guangfa Bank Taobao Card

Guangfa Taobao Card can be divided into two types: male and female, both of which are UnionPay single-currency cards. There are two types of cards: general card and gold card, which have the basic services and functions of Guangfa Credit Card, as well as special functions such as "saving points every day", "getting more points every week" and "grabbing red packets every month".

Online shopping by swiping Guangfa Taobao Card cannot directly accumulate credit card points, but it can accumulate Jifenbao. Every time you spend 5 yuan =1 Jifenbao, it is more convenient to use Jifenbao to directly cash in when paying, and 1 Jifenbao =1 yuan.

participating in the activity can also quickly accumulate concentrated treasures, and the newly opened card will send 5, concentrated treasures for the first time in March. If you swipe your card every Friday, if the tail number of the consumption authorization number is "8", you can get equal times of the collection treasure; On the 8th of each month, the red packets of Jifenbao will be robbed on time from 1: to 16: , and 4 million Jifenbao red packets will be randomly distributed on the same day.

3. CITIC Taobao Co-branded Credit Card (V Edition) Gold Card

This is a joint-branded card of CITIC Bank and Taobao. It is a UnionPay single-currency card, which has the basic services and functions of CITIC Credit Card, and can also provide cardholders with value-added services such as 4-hour 1 yuan flight delay insurance.

Only quick payment can be counted for online transactions with this card, and other online transactions are not counted. On weekdays, you can enjoy up to 5 times of CITIC credit card points when you use Taobao V card for Alipay quick payment transactions; On Taobao's special day, you can use Alipay to pay transactions quickly in Taobao, and enjoy up to 1 times CITIC credit card points.

How about Guangfa Taobao Co-branded Credit Card

There is no difference between the daily consumption of the cardholders of Guangfa Taobao Co-branded Credit Card and other credit cards. In addition, the cardholders of this credit card can get double the consumption points when they spend in the birthday month, and the new users of this credit card can enjoy the points and double the points of Alipay consumption in the first year.

It should be noted, however, that Guangfa Taobao co-branded credit card itself does not have the function of accumulating points, but directly accumulates them into a concentrated treasure, and one concentrated treasure can be accumulated for each card holder and 5 yuan consumption. 1 of them can be exchanged for 1 yuan. In addition, cardholders do not need to log in to online banking when shopping online, but only need to enter Alipay payment password to make online payment.

As Guangfa Taobao Card is a card jointly launched by Guangfa Bank, Alipay and Taobao. Taobao card can also accumulate Guangfa points by paying with Alipay, and at the same time, the cardholder can enjoy the privilege of purchasing various leisure and entertainment rights at half price. Friends who want to apply can consult the issuing bank for more detailed questions. If you want to know more information, you can follow us.

a joint credit card refers to an agreement reached between a credit card and a commodity distributor, so that the cardholder can enjoy not only excellent financial services but also special preferential treatment from the manufacturer when spending.

Co-Branded-Card is a subsidiary product of bank card issued by commercial banks and profit-making institutions. At present, the most common is the joint debit card, that is, the bank card with joint nature developed on the basis of the debit card.

the co-branded credit card was approved in France on October 1st, 27. It is a bank card with corporate or store and association icons, including Visa, Mastercard and AmericanExpress. At present, many enterprises have launched this kind of credit card, such as Fiat, Orange, NouvellesFrontières, AirFrance and so on.

The operation form of a joint credit card is that the issuing bank and profit-making organizations such as airlines, telecommunications companies and shopping malls jointly issue a card, and consumers who hold the card can enjoy a certain percentage of discounts provided by merchants when spending in these institutions. Now many banks have developed joint credit cards with larger shopping malls in this city.

the card fee for a joint credit card is generally 19 to 45 euros. The institution issuing the card and its partner merchants provide credit card holders with incentives and price reductions. This is a "real" credit card, because it can withdraw cash and pay for goods, which is recognized by all banking networks and businesses.

however, it should be noted that this is a kind of loan consumption card. Even if you only use it to withdraw 15 euros or pay 45 euros for gasoline, it is equivalent to using a recovery loan and paying its interest. Therefore, you must be careful when using this joint credit card, and it is necessary to apply for it only if you are really a loyal customer of the merchant.

Compared with other forms of credit cards, co-branded credit cards have the following characteristics:

1. The application requirements are low

Using the ready-made database of co-branded card partners, the number of credit cards issued can be rapidly increased in a short period of time, and the requirements for applicants are relatively low. For example, teachers and students of the corresponding school can basically apply successfully for the Longka prestigious school card.

2. Co-branded cards can enjoy double benefits

Besides common functions such as overdraft with ordinary credit cards and interest-free installment, co-branded merchants can also enjoy similar benefits as membership cards.

Let's stop here for the introduction of Guangfa Taobao co-branded credit card.