It is a personal consumption loan product launched by Inner Mongolia Bank and is suitable for consumers in Inner Mongolia. According to the official website of Mengshan Bank, Mengshan Credit Card Happiness Gold is a personal consumption loan product suitable for consumers in Inner Mongolia. The Mongolian Commercial Bank Credit Card Happy Money Business is an installment payment service provided by Mongolian Commercial Bank Co., Ltd. (hereinafter referred to as "Mongolian Commercial Bank" or "the Bank") to eligible cardholders. The cardholders shall follow the agreement with Mongolian Commercial Bank. For the installment business of repaying the repayable amount on schedule, please refer to the "Mengshang Bank Credit Card Happy Cash Business Terms and Conditions" for specific details.