ICBC Cosmos credit card is divided into three grades: pure platinum, gold and ordinary. Veneer design is the same, distinguished by the basic color of the card side, black is platinum, red is gold card, and blue is ordinary card. Including the courtesy of simple platinum card respecting VISA platinum card, the courtesy of UnionPay platinum card and the rights and interests of all platinum cards except airport VIP room, aviation accident insurance and travel inconvenience insurance.

1. Financial characteristic rights and interests

1. Annual fee reduction

Successful application for Constellation Card, whether it is a simple platinum card, a gold card or a general card, can effectively reduce the number of years.

2. Tolerance

The minimum repayment grace difference is 1 yuan, and the due repayment grace date (with the grace period of due repayment date). When the minimum repayment of the previous bill is below 1 yuan, it can be seen that the holder of the Star Card has paid the minimum repayment.

3. Account security risks

You can give them away by simply enabling credit card consumption. The insurance premiums for Platinum Card, Gold Card and Puka are 5, yuan, 2, yuan and 5, yuan respectively. There is no limit to the number of times you can apply for insurance compensation during the insurance period, but the accumulated compensation amount shall not exceed the insured amount.

2. Players' rights and interests of the Star Constellation Card

1. Points for 1 times of birthdays

Holders use the Star Constellation Card to spend money on their birthdays

2. Give away video members

New customers who apply for ICBC credit cards online for the first time through online channels can spend money at will within 3 days after the Star Constellation Card is activated, and they can receive free experience from Youku Video VIP members and iQiyi VIP members on the ICBC credit card account for one month.