1. activate the credit card. It can only be used after the credit card has been successfully processed.

2. Consumption or cash withdrawal: After the credit cards are activated, they can be used for consumption. They can be bound to Alipay, WeChat and other software to pay for consumption, and can also be used for credit card consumption. If you need cash urgently, you can also go through the bank counter

3. Repayment: after consumption, return the arrears and cash withdrawal, so as not to affect future consumption.

Precautions for using credit card:

After receiving the credit card, you need to activate it. If you apply for a credit card online, you can only activate it on the Outlet. If you are applying for a credit card, you can activate it online. Cardholders can log on to the official website attached to the credit card for self-activation. It can also be activated by dialing the customer service number marked on the back of the credit card. Or download a mobile application to activate it. Ordinary credit cards will not be activated and no annual fee will be charged.

Credit card skills:

1. The best choice for customers is to swipe their cards one or two days after the billing date. In this way, after recording the transaction, the accountant will be included in the next bill and will be repaid within the repayment date of next month. Customers can enjoy a longer free period, which can be about 4 or 5 days. If it is consumed one or two days before the bill date, it will be directly included in the current bill, and repayment will be required this month, so customers will not enjoy a long interest period (it is estimated that it is only about ten days).

2. Card sliding should be diversified. You can choose different businesses, such as shopping malls, supermarkets, restaurants, casinos and so on.

3. It is best to keep a steady consumption of more than 12 yuan per month, and then occasionally there will be a lot of consumption, especially during holidays. After a lot of consumption, installment payment can be properly handled (the number of periods should not be too long, 3 to 6 periods can be used), so that banks can know that it has a great demand for quotas.

Precautions for credit card:

1. Be sure to swipe your card during the normal working hours of the merchant. You don't always swipe your card in the morning and midnight, and you don't always spend it in the same business. Don't swipe your card often, and swipe it a lot to avoid being deducted and cashed by the bank.

2. Don't empty or explode the credit card frequently, otherwise it will easily lead to the increase of credit card account risk, and the bank may control the risk. If the credit card is overdrawn, it may also lead to the closure of the card.

I hope I can help you.