1. A current account is a quick and flexible cash account whose income far exceeds the current account. Deposited in the current account is to buy Huaxia cash-increasing money fund, which has low capital risk and does not require any handling fee for deposit and withdrawal. You can get much more income than current savings. You can take it whenever you want. You can withdraw cash quickly if you have a 365-day life cycle and a cumulative amount of less than 2, yuan per day, and you can receive it in 1 minute at the earliest (depending on the actual time of receipt of the bank). Holidays are also supported. You can also make free credit card repayment, mortgage repayment, car loan and free inter-bank transfer. At the same time, you can also manage the balance, automatically manage the idle money in your account according to your settings, and support free repayment of credit cards from many banks.

advantages of the current account

1. Idle money management:

a) The income far exceeds the demand deposit: depositing in the current account means buying the Huaxia cash money fund. Judging from the money market in the past few years, the income level of China's current account is higher than that of deposit interest rate in the same period. Using Huaxia Huotong to take care of the spare money in hand can keep the liquidity of funds and get some income at the same time.

b) Low risk. Since the establishment of the fund, the client's principal has never suffered a loss: since the establishment of the cash-increased money fund invested by the futures link in 24, the client's principal has never suffered a loss, and the scale has exceeded 4 billion by December 31, 212.

2. Quick cash withdrawal:

a)T+ for quick cash withdrawal, and it will arrive in the account within 1 minute at the earliest: After China Life Online realizes T+, online direct selling customers can realize "quick cash withdrawal" with their left hand and cash withdrawal with their right hand at the ATM.

b) Fast cash withdrawal can be made within 365 days, and holidays are open all day: it is not limited by trading hours, and online cash withdrawal business can be used within 365 days, and the funds can be received in one minute at the earliest, which is subject to the actual time of bank receipt. Due to the restriction of bank transfer from 22: p.m. to 2: a.m., fast cash withdrawal is temporarily not supported, and the fund manager has the right to adjust the business rules, subject to the announcement.

c) The cumulative daily limit is raised to 2, yuan, and handling fee: the maximum amount of single quick cash withdrawal by a single investor is 5, yuan, and the maximum amount of daily cumulative application for quick cash withdrawal is 2, yuan. Not only that, this function is still handling fee!

3. Credit card repayment

Idle money from bank cards is deposited in Huaxia Lifetime Universal Money Fund, which can be repaid for many credit cards free of charge

4. Free mortgage and car loan repayment

Free mortgage and car loan repayment is supported.

5. Inter-bank transfer

Binding multiple bank cards with the same name, free inter-bank transfer to different bank cards.

6, mobile phone access is more convenient

"AliPay" mobile phone client support, iphone,Android system

7, balance financing

a) balance financing is an investment method. On the specified date, the idle funds in the user's bank card exceeding the agreed retention balance will be invested in Huaxia Huotong to realize the income. For example, the current balance of the bank card is 1, yuan, and the set retention balance is 2, yuan. The system will automatically transfer 8, yuan to China Life Link on the debit date.

b) Four characteristics:

I set up automatic financial management at one time

II save time and effort. Mandatory recommendation

III. Various cycles are flexible and changeable

IV. Cash withdrawal at any time can be received in one minute at the earliest

c) Management category:

I. Fixed salary and daily spare money.

ii business working capital, which comes on a fixed date and leaves on a fixed date, requires funds with high liquidity.

iii reserve fund to be used for a special purpose. Such as car purchase, house purchase, credit card repayment, etc.

8. quick and easy payment

more labor-saving, easier and more convenient fund transaction

after the quick and easy payment is launched, it only takes three simple steps to buy a fund:

I choose a fund product

II enter the purchase amount and transaction password

III. The purchase is successful

II.

Yu 'ebao is a balance appreciation service created by Alipay, a third-party payment platform. The regular customer service telephone number of Yu 'ebao is 4-53421 (Tianhong Fund Company) or 95188. Through Yu 'ebao, users can not only get higher income, but also pay and transfer with the consumption of Yu 'ebao. Users can directly purchase wealth management products such as funds in Alipay website and get relatively higher income. At the same time, the funds in Yu 'ebao can also be used for online shopping, Alipay transfer and other payment functions at any time.

the funds transferred to Yu' ebao will be confirmed by the fund company on the second working day, and the income will be calculated for the confirmed shares. The advantage of Yu 'ebao is that the funds transferred to Yu 'ebao can not only get higher returns, but also be paid at any time, which is flexible and convenient.

Yu 'ebao is a balance appreciation service launched by Alipay for individual users. You can get a certain income by transferring money into the balance treasure. Support Alipay account balance payment, fast payment of savings card (including cartoon) funds transfer. # There is no handling fee at present. Through "Yu 'ebao", users can not only get "interest" on the funds left in Alipay, but also get higher income compared with the interest on bank demand deposits. According to its official introduction, in 212, the current savings interest of 1, yuan was 35 yuan/year, and the income from the balance treasure could exceed 4, yuan/year.

On November 14th, 213, the latest scale of Yu 'ebao has exceeded 1 billion yuan, making it the first fund with a scale exceeding 1 billion yuan in China's fund history.

Main features

1. Simple operation flow

The balance treasure service is to build the fund direct selling system of the fund company into the Alipay website, and the user transfers the funds to the balance treasure, which is actually the purchase of money funds, and the corresponding funds are managed by the fund company. The income from the balance treasure is not "interest", but the income from the user's purchase of money funds. If the user chooses to use the funds in the balance treasure to pay for shopping, it is equivalent to redemption of money funds. The whole process is as simple as recharging Alipay, withdrawing cash or paying for shopping.

2. There is no limit on the minimum purchase amount of Yu 'ebao

Yu 'ebao has no limit on the minimum purchase amount of users, and you can buy it for one yuan. The goal of Yu 'ebao is to give those pocket money opportunities to gain value-added, so that users can enjoy the happiness of financial management even if it is one or two yuan or one or two hundred yuan.

3. High income and flexible use

Compared with the general "Qian Shengqian" financial services, Yu 'ebao has a greater advantage in that it can not only provide high income, but also fully support almost all Alipay functions, such as online shopping consumption and Alipay transfer, which means that on the one hand, the funds keep increasing in value in the balance treasure, on the other hand, they can be used for consumption at any time.

4. Safety

Alipay also provides the guarantee of compensation for the stolen amount of Yu 'ebao to ensure that the funds are foolproof.