If the user chooses full repayment for active repayment, and the full repayment is successful, and the system deducts money again, the user can keep the proof of repayment and ask the user to refund the amount automatically deducted. The user has set the automatic deduction for full repayment or minimum repayment. When the repayment amount is less than the full repayment or minimum repayment, the system will initiate supplementary deduction, which is normal at this time.
Therefore, after users take the initiative to repay, it depends on whether their repayment amount is consistent with the automatic deduction setting. As for the repeated deduction of money by the system, it is rare. Why is it that the repayment has already been made?
If it is a Ping An Bank credit card and it is bound with a Ping An Bank debit card for automatic repayment, the system will automatically deduct the payment from 24: on the repayment date to 3: 3 the day after the due repayment date (if the 23rd is the due repayment date, the automatic deduction file will be generated between 24: on the 23rd and 3: 3 on the 24th), and the system may automatically deduct the payment on the same day.
if you have repaid the money and automatically deducted it, it is recommended to call customer service to verify that the overpaid money will offset your bill or subsequent consumption.
Tips:
1. If you repay the credit card on the repayment date, it may lead to repeated deduction, so it is recommended to change it before the repayment date;
2. if full self-deduction has been set, we will still deduct the money by self-deduction on the next day of repayment.
Response time: November 11, 221. Please refer to the latest business changes announced by Ping An Bank in official website. How to return the credit card of CCB after it has been returned?
This money can be used up slowly when swiping the card later.
if it is overpayment, you can take it out, and you can take it out at CCB in the province where the card bank is located, free of charge.
if there is debt in the unbilled bill, this sum has been deducted from the unbilled bill, but there are other purposes that you don't want to deduct the unbilled bill in advance, you can call the customer service hotline and apply to transfer the money back to the agreed account.
in future repayment, it is best to let the agreed account deduct it automatically. If you repay manually, make sure that the repayment is recorded on or before the due repayment date. If it is recorded later than the due repayment date, the agreed account will still be deducted normally.
Extended information:
Within 5 days after the final repayment date, the credit card of CCB can be credited with repayment, which is still regarded as timely repayment. Therefore, once the final repayment date is exceeded, the cardholder should deposit the repayment into the credit card directly through the repayment of the bank, and do not choose a third party or inter-bank repayment, so as to avoid the failure to receive the payment in real time and affect the personal credit record.
According to the tolerance regulations of CCB:
1. The tolerance time of CCB is 5 days. That is, the bank provides cardholders with a five-day repayment grace period service; When the cardholder repays within the repayment grace period, the bank will regard the cardholder as timely repayment. Three days before the due repayment date of the cardholder's credit card, CCB will remind the cardholder to repay.
2. For the tolerance amount, if full repayment is selected, the tolerance amount will be 1 yuan, and the odd amount of 1 yuan will be rolled into the next bill; If the minimum repayment amount is selected, the tolerance amount will be 2 yuan, and less than 2 yuan (or less) may not be counted as overdue.
According to the China Convention on Self-discipline of Bank Card Industry, CCB provides credit card customers with a grace period for repayment free of charge. Moreover, the use of grace period for repayment will not affect personal credit, and the service does not need to take the initiative to apply.
Baidu Encyclopedia-CCB Credit Card ICBC Finance E borrows manual repayment and automatic repayment, and what should I do if I pay two?
Contact the lending institution to return the deducted funds. If the money is deducted repeatedly, you can contact the lending institution to return the deducted funds. However, the user's manual repayment only pays part of the money, and the automatic deduction by the system is to make up the deduction, and the amount of the supplementary deduction is exactly the expected repayment amount, so that the user does not need to carry out additional operations.