1. Customer service inquiry: Call the customer service hotline of the credit card center of the corresponding bank and request the manual service to confirm the inquiry of the bank card under your name. The human customer service will tell you the credit card in your name. Credit card customer service hotlines of credit card centers of major banks can be inquired at 1 14, or at the bank of official website. Note: Customer service telephone numbers of banks.
Industrial and Commercial Bank (95588); Agricultural Bank (95599); Bank of China (95566); China Construction Bank (95533); Bank of Communications (95559); Shanghai Pudong Development Bank (95528); Industrial Bank (95561); China Everbright Bank (95595); Shenzhen Development Bank (95501); Minsheng Bank (95568); China CITIC Bank (95558); China Merchants Bank (95555); Guangdong Development Bank (95508); Huaxia Bank Customer Service Tel: 95577; Customer service telephone number of Bank of Beijing (formerly Beijing Commercial Bank): 010-96169; Postal savings and remittance bureau:11158; Shanghai Bank Customer Service Tel: 962888; China unionpay customer service hotline: 955 16
2. Website inquiry: If you don't know which bank to inquire about, it may be time-consuming and laborious to make a phone call. At this time, you can use the website to query, and directly use the computer to query. Go to the bank website, find "application progress inquiry", and then click to enter the inquiry page. Select the ID card type, enter the ID number, and then click the "Search" button to query the results. Please note that the documents for applying for credit card support include passport, ID card, etc. If you have all kinds of documents, you'd better try to check all of them. Note: Whether you use a credit card or not, you need to pay attention to the payment date and reconciliation date.
1. Credit card bill statement refers to the bank that issues credit cards every month, and will use your credit card account regularly in the current period of summary settlement of each transaction, handling fee, etc., and calculate the interest, your current total debt and minimum repayment amount, and mail the statement for you. This date is the billing date of your credit card.
2. The repayment date is the latest date when the issuing bank requires the cardholder to repay the due amount. This means that after the issuing bank issues the bill, you have to repay all the fees before the maturity date.
3. The specific time for each bank to set the bill date is different, divided by birthday, which is systematic and fixed. Some banks can provide daily revision service for semi-annual bills. Effectively changing the bill date is of great help to improve your convenience in using the card. For example, if the 23rd day is your bill, then the bill from February 24th to 23rd of this month is the repayment, interest and settlement of all your consumption and withdrawals, such as the amount you should repay, what is the minimum repayment amount, when is the last repayment, and the reorganization should be before the last repayment, with no interest. Paying only the minimum repayment amount will show the interest on your next bill, and there will be a late fee.
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