1. It is not easy to apply for a credit card online, and the approval speed is slow. Reason: The bank is not sure about the authenticity of the information you fill in, and it is generally a big data review. Units without social security provident fund are basically not good.
2. The online credit card application quota is mostly low, and the offline bank account manager's door-to-door processing quota may be several times higher. Reason: As above, for the sake of authenticity, banks will not give too high a quota for safety and stability, and offline bank account managers will take photos of work certificates to reduce risks. Banks apply for quotas faster, and the quotas are usually more than doubled.
3. After getting the card online, you have to go to the bank for a face-to-face interview. About 20% of the interview (personal card information) will not pass. Bank personnel don't need to go to the bank for face-to-face, just activate it by WeChat or telephone.