After entering the blacklist, you must not apply for a credit card. Moreover, after being included in the blacklist of untrustworthy people, you will be restricted from spending and leaving the country. Under normal circumstances, users who enter the bank blacklist will be restricted from high consumption and cannot buy plane tickets and high-speed rail tickets. Banks can report restrictions on blacklisted users going abroad. In this case, it will be more difficult to apply for visas and passports, and even if you have a visa, you are not allowed to go abroad; You may also bear the corresponding legal consequences. If the cardholder's overdue behavior is characterized as malicious overdraft, the bank will not pay it back many times and the amount is large, which may lead to criminal responsibility.

The impact of the blacklist of online loans on individuals is to apply for new loans, which is difficult to approve again. Although online lending is very convenient now, we must spend rationally, pay attention to repayment on time, and maintain our credit record. Long-term application for online loans must pay attention to your own online loan big data to prevent it from becoming a blacklist of online loans because of blind application.

Just search: Lan Bing data. Click Query, enter information to query your own 100-line credit data, which come from the national online lending platform and UnionPay. Users can query their own big data and credit status, obtain various index data, and query their own personal credit status, blacklist status, online loan application records, application platform types, online loan credit line estimation and other important data information.

Compared with the central bank's personal credit report, online lending big data has a wider scope and more diverse institutions. It is a part of personal credit records and a useful supplement to the traditional personal credit report.