Construction Bank should be able to do it, but it charges merchants’ card swiping fees, and it depends on the merchant whether the merchant wants to deduct the handling fee from the consumer.

But now there are some companies that do not charge handling fees. Of course, they are also small amounts, such as a few hundred yuan. If it is tens of thousands, they will definitely be charged.

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China Construction Bank has launched an "aggregated payment" product based on a new generation system, which supports multiple payment brands and provides merchants with one-point access, one-stop fund settlement and reconciliation. Accounting and other services can reduce merchant system investment and operating costs, and improve the efficiency of fund settlement and financial reconciliation.

You only need to place a QR code on the checkout counter, and customers can scan the QR code to pay using any of WeChat, Alipay, UnionPay Wallet, mobile banking of various banks, and CCB Dragon Pay. Eliminate the trouble of reminding customers to scan the corresponding QR code from time to time. All payment methods provide credit card payment, so that customers are no longer unable to settle credit card payments due to using personal WeChat QR codes and Alipay QR codes, greatly improving payment convenience.

The handling fee for swiping cards through POS is as follows:

1. There is no handling fee for swiping cards at POS through Dragon Card, wealth management card and quasi-credit card in China; there is no handling fee for swiping cards through UnionPay overseas. A processing fee is charged to the cardholder. Wealth management cards, VISA and MasterCard Dragon Cards do not charge handling fees when swiping the card in overseas US dollar areas. When swiping the card in overseas non-US dollar areas, a foreign currency exchange fee will be charged based on the original consumption amount converted into US dollars. 1.5, the cardholder will be charged in US dollars. People collect.

2. There is no need to pay handling fees for domestic purchases using our bank’s credit cards. For overseas consumption, when the transaction currency is different from the settlement currency of the credit card holder's foreign currency account, a foreign exchange handling fee will be charged, which is 1.5 per transaction of the settlement amount and will be charged in the account currency. (Note: Cards with automatic foreign exchange purchase function for global payment are exempt from foreign exchange handling fees, such as Long Card Global Payment Card)

There is no handling fee for swiping the China Construction Bank credit card. The handling fee when swiping the card is paid by the merchant. of. However, China Construction Bank credit card requires a handling fee when withdrawing cash. CCB credit card cash withdrawal handling fee standards:

1. Domestic cash withdrawal: a handling fee of 1% of the cash withdrawal amount is charged, with a minimum handling fee of 2 yuan and a maximum 100 yuan.

2. Overseas cash withdrawal (UnionPay network): A handling fee of 112 yuan is charged based on the cash withdrawal amount, with a minimum handling fee of 14 yuan.

3. Overseas cash withdrawal (non-bank network): A handling fee of 3% of the cash withdrawal amount is charged, with a minimum of US$3 per transaction.