A credit card is about to expire, which means that the credit card is about to expire and this credit card can no longer be used. Under normal circumstances, if the cardholder does not explicitly request to terminate the card, the bank will agree to renew the card by default, and the bank will make a new card and mail it to the user one month before the card expires. After getting a new card, users need to activate it before using it.

How to cancel the credit card?

Users can cancel their credit cards through the bank counter or directly call the credit card customer service hotline to apply for cancellation. After submitting the application, the customer service will verify the user's identity information and check whether there is any arrears after confirming the information. Credit cards without arrears can be cancelled directly. If there is arrears in the card, you need to pay off the arrears before canceling it.