First of all, it must be clear that most domestic consumption uses UnionPay channels, while foreign consumption uses visa and master channels.
Moreover, the exchange rate of mastercare is better than that of visa, so you can make a choice on the payment channel first when you apply for a card.
Common all-currency credit cards include ICBC's multi-currency credit card, ABC's Jinsui Youyou World Credit Card, BOC's all-currency international chip, CCB Longka Global Payment Card and China Merchants Bank's all-currency credit card.
Among these credit cards, ICBC's multi-currency credit cards have reached more than a dozen foreign currency accounts, so consumers will use different quotas to pay in different accounts, and there will be no currency conversion fee during the payment process.
And repayment is also convenient, as long as the credit card and debit card are bound, you can repay directly.
Other all-currency credit cards have only one or two accounts.
As for all kinds of all-currency credit cards, which one is better mainly depends on the consumer demand of cardholders after leaving the country, which one is more favorable and which one suits their consumption pattern.