What are the benefits of Shanghai Pudong Development Bank Platinum Credit Card

1. Judging from the application conditions: As long as you are over 18 years old, have no bad credit record, and your annual after-tax income is more than RMB 12, (inclusive), you can apply for Shanghai Pudong Development Bank Platinum Credit Card.

2. Judging from the application amount, the credit amount of other banks' general gold cards is between 1, yuan and 5, yuan, while the credit amount of Pufa's platinum card is only just ordinary cards, and many cardholders only approve cards with a credit amount of 2, yuan.

3. In terms of annual fee, this card is free of annual fee for life, which is the only place that has a slight advantage over other banks' platinum cards.

4. From the perspective of rights and interests, the simplified version of Platinum Card does not provide reasonable rescue, aviation insurance and other services, and aviation points are exchanged for one mile (the standard version is exchanged for 15 points). Except that the withdrawal space is higher than that of Puka Card, other services are basically the same as Puka Card.

Therefore, many netizens joked that the card has a platinum "face" but a Puka "heart". I think it is better not to apply if it is unnecessary, which is too insincere.

By the way, introduce the key parameters of Pudong Platinum Card Simplified Edition:

Advance cash: 2% of cash withdrawal amount, minimum RMB 2/USD 2/EUR 2/GBP 2

Late payment fee (RMB or USD): 5% of overdue repayment amount

Interest: expected daily annualized interest rate of .5%

Interest-free period: up to 5 days. Other banks' ATMs: 2% of the cash withdrawal, with a minimum of RMB 2/USD 2/EUR 2/GBP 2

Handling fee for reading the purchase order: Simplified version: RMB 2 yuan/transaction

What are the platinum credit cards of Shanghai Pudong Development Bank

What are these

1. Shanghai Pudong Development Visa Royal Seal Credit Card: the annual fee for the main card is RMB 3,6/card, and the annual fee for the supplementary card.

2. American Express Platinum Credit Card: the annual fee for the main card is RMB 3,6/card, and the annual fee for the supplementary card is RMB 1,8/card (the first two cards are free);

3. MasterCard is the most priceless card in the world: the annual fee of the main card is RMB 1,/card, and the annual fee of the supplementary card is RMB 5,/card (the first two cards are free);

4. MasterCard priceless world exclusive card: the annual fee of the main card is RMB 3,6/card, and the annual fee of the supplementary card is RMB 1,8/card (the first two cards are free);

5. American Express Super Platinum Credit Card: the annual fee for the main card is RMB 1,/card, and the annual fee for the supplementary card is RMB 5,/card (the first two cards are free);

6. Pudong Visa unlimited credit card: the annual fee for the main card is RMB 1,/card, and the annual fee for the supplementary card is RMB 5,/card (the first two cards are free).

Extended information

What is the amount of platinum card of Shanghai Pudong Development Bank's credit card?

Generally speaking, the amount of credit card of Shanghai Pudong Development Bank depends on the qualifications of the applicant. The amount of ordinary card is within 1, yuan, the amount of gold card is between 1, yuan and 5, yuan, and the amount of platinum card is above 5, yuan.

Application conditions for the Platinum Card of Shanghai Pudong Development Bank Credit Card:

1. Any natural person who has reached the age of 18, has full capacity for civil conduct, has a legal and stable source of income and solvency, and has a good credit standing can apply for a personal credit card master card from the Credit Card Center of Shanghai Pudong Development Bank with his valid ID card and other documents required by the Credit Card Center.

2. The main cardholder can apply for supplementary cards for other natural persons who have reached the age of 18 and have full capacity for civil conduct.

It is understood that if your information is filled in correctly, you will generally receive a confirmation call from the customer service in Pudong Development Area within 8-1 working days, and then you will receive the credit card in about 15-2 days, which is quite efficient.

The minimum amount of Platinum Card of Shanghai Pudong Development Bank

The minimum amount is 8

There are several types of Platinum Credit Card of Shanghai Pudong Development Bank, and their amounts are also different:

1. Simple Platinum Card. Simple Platinum Card, as a kind of popular consumption-oriented card, has a usage quota of 8, yuan to 5, yuan.

2. standard platinum card. The amount of standard platinum card is slightly higher than the former, ranging from 1 thousand yuan to 5 thousand yuan;

3. High-end Platinum Card and Ultra Platinum Card. These two kinds of credit cards are only aimed at users with high consumption needs, and their credit requirements are very strict. The minimum credit limit is about 5 thousand yuan, and there are some available temporary credit limits, which can reach hundreds of thousands or even millions.

Shanghai Pudong Development Bank Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank, which enjoys various preferential treatments and can handle photo cards for free.

Shanghai Pudong Development Bank (hereinafter referred to as "Shanghai Pudong Development Bank") Credit Card Center was established in January 24, and it is a direct operating institution established by Shanghai Pudong Development Bank specializing in credit card business.

The product service system of Shanghai Pudong Development Bank Credit Card Center includes: Pufa Dream Card, a credit card product that can be customized by users; Cooperate with the Forbidden City, Barcelona Football Club, Pig Xiao Pi and other popular institutions and brands at home and abroad, and cooperate with the aviation industry, hotel industry, department store industry, communication industry and Internet platform to launch joint theme credit card products; Jointly issue high-end card products with rich rights and interests with VISA, American Express, mastercard international and other domestic and foreign card organizations.

The Credit Card Center of Shanghai Pudong Development Bank has launched preferential credit card platforms such as "Dream Family Club" and "Xiaopu Huihua", and launched market activity systems such as red envelopes, movies, miles and hotels. Shanghai Pudong Development Bank Credit Card provides mobile service platforms such as Pu Daxi Ben APP.

dream card

PUFA dream card allows consumers to choose products and rights. Customers customize cards according to their needs, including four aspects: card material selection, card surface pattern, exclusive rights and interests, and card organization. Banks then make credit cards according to the customized information.

"I" series male theme cards

Pufa Credit Card launched the "I" series male theme credit card on January 3, 219, including three products: Extraordinary, Youwei and Extraterrestrial Radio Wave. Designed for male users, including travel, hotel, refueling, points and other card rights, male users can choose their own rights through the rights customization platform.

Shanghai Pudong Development Bank High-end Card Series

1) Shanghai Pudong Development Bank and American Express Platinum Credit Card jointly launched the Shanghai Pudong Development Bank American Express Platinum Credit Card, which covers business trips and other aspects.

2) Pufa MasterCard Priceless World Exclusive Credit Card

Pufa MasterCard Priceless World Exclusive Credit Card is made of brushed metal, and personal information and other logos are presented on the back. Equipped with silver logo, with anti-counterfeiting function. The content of rights and interests focuses on cash back in consumption abroad.

This concludes the introduction of Pufa Platinum Credit Card and the annual fee of Pufa Platinum Credit Card. Have you found the information you need?