A copy of the ID card cannot be used for credit cards and loans, and the original is required;

The process of opening a bank card:

1. Bring your ID card and a small amount of cash to the bank outlets;

2. Fill in the form with the assistance of the staff in the bank lobby;

3. Take the number and queue up, and copy the ID card with the assistance of the staff;

4. Call the number at the counter, go to the counter and give the completed form and ID card to the bank teller. When you apply for the card, you will need to sign and enter the password. The password is six digits, and you should remember it after setting it. This is the password for withdrawal in the future;

5. You will get a bank card after all the procedures are completed. If you handle online banking at the same time, you will also get a secret card or a U shield.

after opening the card, just take your belongings and leave.

Special note:

It is stipulated by the China Banking Regulatory Commission that people under the age of 16 cannot apply for bank cards independently, and they need to be accompanied by legal guardians. The required documents are generally household registration books and photocopies.

Those under the age of 16 can apply for debit cards or passbooks at bank outlets independently with their ID cards and photocopies, but online banking is not allowed.

To apply for a bank loan, you need to prepare materials:

1. Valid identity documents;

2. proof of permanent residence or valid residence, and proof of fixed residence;

3. proof of marital status;

4. Bank flow;

5. proof of income or personal assets;

6. Credit report;

7. loan use plan or statement;

8. Other information required by the bank.