The credit card to be signed in person means that the credit card applied by the customer has passed the preliminary examination, but it still needs to be signed in person, waiting for the agreement to be signed in person. However, not everyone who applies for a credit card needs a face-to-face interview. Many people apply for credit cards at the counter of bank outlets, and the bank will send them directly after approval. However, if you apply for a credit card online for the first time, you usually need to have an interview. The reason why credit cards need face-to-face signing is because banks need to confirm the identity information of applicants. When the bank confirms that the applicant's identity information is accurate and the interview is passed, the credit card review is completed. Some banks will make cards before the face-to-face signing and issue cards to customers. Customers will bring their cards when they face-to-face signing, and they can go through the activation procedures directly after the face-to-face signing, and then they can use the cards. Some banks will ask customers to go to the counter of outlets for face-to-face, and then face-to-face after face-to-face. After face-to-face, they will make and send cards to customers, and they can only use them after they are activated. If you need a face-to-face interview to apply for a credit card, you must pay attention to keeping your clothes clean and tidy when you go to the bank for a face-to-face interview, answer questions clearly and accurately, and don't be vague or hesitant.
What is the process of handling credit cards?
The credit card processing flow is as follows:
1. Handle the credit card at the bank branch.
(1) Fill in the credit card application form at the bank and submit personal certificates and other application materials. The application form should include all information such as income and position.
(2) Waiting for bank approval. In the credit card review stage, users can go to the bank official website to check the progress of credit card application.
(3) After the approval of the bank, the credit card will be sent to you by express delivery. If the audit fails, you will also receive information from the bank.
2. Apply for a credit card through the Internet, taking China Merchants Bank as an example.
(1) Enter China Merchants Bank official website and click "Credit Card" to enter.
(2) After entering the interface of one-card credit card of China Merchants Bank, click "Do Card".
(3) Select the type of credit card you want to apply for and click "Apply Now". Fill in and improve personal information as required and submit it.
(4) Wait for the bank's audit, and wait for the bank's express mail after the audit is passed.
What does it mean to wait for a credit card interview?
If you need to apply for a credit card face-to-face visa or apply for a card, please bring the original card certificate and the required credit certification materials to the outlet for processing. In order to facilitate your handling, it is recommended that you call the outlets in advance to consult the credit proof materials you need to bring. Please consult the outlets for details.
Tips: Face-to-face signing means that customers need to go to the outlets to complete the examination and approval when they apply for cards through online channels. Whether the interview is passed or not is subject to the approval of the outlets. If you forget the name of the credit card receiving outlet you chose when you applied for a credit card online, please call our credit card customer service hotline to inquire.
(Answer time: 2021June 18. In case of business change, please refer to the actual situation. )
What does it mean to wait for a credit card interview?
Generally speaking, the credit card pending signature means that the credit card application has passed the bank review. After getting the card, the applicant can go to the bank to complete the face-to-face signing, and can activate it after verifying the identity of the cardholder in person. The cardholder only needs to bring his ID card and related materials to the local bank outlet, and the bank staff can complete the face-to-face signing after verifying the identity of the applicant.
What does the credit card face-to-face sign mean?
Credit card waiting face-to-face interview means that the information submitted by the user when applying for a credit card online has passed the examination of the bank, and it is necessary to go to the bank outlet for face-to-face interview to confirm the information submitted by the user to apply for a credit card. After the interview is passed, the user will open a bank. When applying for a credit card online, you can use official website, mobile banking and the third party that cooperates with the bank.
When users apply for credit cards, different users get different credit lines. Usually, the more financial certificates they submit, the higher the credit line they get. But when applying for a credit card, you must ensure that your personal credit is good. If the personal credit is not good, the bank will directly refuse to apply for a credit card.
Users need to activate after getting a new credit card. When using the new card, they should choose different scenarios. At the same time, they should return the credit card on time after using it. There can be no overdue, because there will be a penalty interest after the overdue. The longer the time, the more the penalty interest will be, and the bank will collect it after the overdue.
If the credit card cannot be returned on time, you can use installment repayment or minimum repayment amount, which can effectively avoid the overdue credit card. Users can choose the number of installments according to their own income when handling the installment, and they can return them in advance after handling the installment, saving the expenses of handling fees.
What does it mean to apply for a credit card interview?
1. Face-to-face credit card signing means that the cardholder personally signs at the issuing bank's business outlets.
2. After the general applicant submits the application online, the bank will send a text message to inform him that he has passed the preliminary examination, and ask him to arrive at the issuing bank's business outlets for face-to-face signing with his ID card at the specified time.
3. If the issuing bank issues the credit card to the applicant, then the applicant needs to go to the bank to face-to-face sign the activation card after receiving the credit card.
4. Applicants should bring their ID card, credit card and card confirmation letter mailed with the card.
The interview is only to confirm the identity of the applicant, so the bank staff will ask some personal information of the applicant to make sure that you are the applicant himself.
A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
Card opening: Since the card is mailed after the credit card application is approved, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from being stolen, credit cards have card opening procedures before they are officially opened. Card opening is mainly through telephone or internet. , check the relevant personal information provided at the time of application, and go through the card opening procedures after meeting the requirements. At this time, the applicant becomes the cardholder and can officially start using it after signing on the back of the card. After a credit card is opened, it is generally necessary to set a password for the card.
After accepting a credit card, a credit card merchant or bank shall review the validity of the credit card and the identity of the cardholder.
What is the process of handling credit cards?
The credit card processing flow is as follows:
1. Handle the credit card at the bank branch.
(1) Fill in the credit card application form at the bank and submit personal certificates and other application materials. The application form should include all information such as income and position.
(2) Waiting for bank approval. In the credit card review stage, users can go to the bank official website to check the progress of credit card application.
(3) After the approval of the bank, the credit card will be sent to you by express delivery. If the audit fails, you will also receive information from the bank.
2. Apply for a credit card through the Internet.
(1) Find the bank official website you want to run, and click "Credit Card"-"I want to run a card".
(2) Select the credit card type and region you want to apply for, and then click "Apply Now".
(3) According to the required personal information, click "Next" and submit after confirmation.
(4) Wait for the bank's audit, and wait for the bank's express mail after the audit is passed.
Several colleagues in our office went to Kayu-plus two days ago, and the official WeChat account was approved directly. You can choose more than 20, and the convenient quota is also high.
What are the requirements for handling a credit card?
1, the age of the credit card applicant should be between 18-60 years old and be a legal citizen with full civil capacity in China;
2. The credit status of the credit card applicant shall be good, and there shall be no record of serious overdue repayment;
Credit card applicants should have a stable economic income.
Generally, users who meet the above conditions can apply for a credit card at the bank. However, if users want to apply for credit cards such as gold cards and special cards, they need to meet the special regulations of the bank. For example, if they want to apply for a gold card, their income must reach a certain amount before they can apply. Specific circumstances, users can directly ask the handling bank.
The introduction of the meaning of credit card waiting face-to-face interview ends here.