1. There is no requirement that bank credit card cash withdrawals must be repaid within the same month. However, generally bank overdraft cash withdrawals charge handling fees, and they are charged from the withdrawal of cash. Therefore, the earlier the repayment is made, the less the interest will be. It is recommended that the repayment be repaid within the same month.

2. After withdrawing cash with a credit card, there are the following repayment methods:

1. Repayment at a bank outlet: You can go to the business outlet of the card-issuing bank and pay the credit card at the bank counter. The cash withdrawal money will be paid back.

2. Self-service ATM machine repayment: Insert the credit card into the ATM machine, and you can deposit the cash withdrawal amount and return it to the credit card, or insert the bank card into the ATM machine and then transfer the money to the credit card for repayment.

3. JD Finance APP repayment: Log in to the official website of JD Finance APP, find the "Credit Card Repayment" page, click Repayment, enter the repayment amount, and confirm the repayment. After withdrawing cash from a credit card, a credit card statement will appear. The cardholder can wait until the statement comes out before repaying the credit card. If you want to repay the loan in advance, you can.

Experimental environment: Huawei Enjoy 10s, Hongmeng OS 2.2.0, JD Finance 6.2.50

Generally speaking, credit card cash withdrawals need to pay off the monthly repayment within 20 days after the bill date of the month. For outstanding debt, you can calculate the maximum repayment period based on the number of days between the consumption date and the bill date and then add 20 days for the repayment date.

: Credit card cash withdrawal interest calculation: Credit card cash withdrawals do not enjoy an interest-free period. The bank will charge a one-time handling fee of 0.5% to 3% of the withdrawal amount, and a daily interest of 0.05%, which is equivalent to an annual The interest rate is 18.25%. According to bank regulations, currently, under normal circumstances, when using a credit card to withdraw cash overdraft, the daily limit for cash withdrawal is 2,000 yuan. The handling fee is 1% of the cash withdrawal amount, with a minimum charge of 10 yuan. In addition to the procedures, the daily cash withdrawal amount will also be charged. Five percent interest.

Credit card repayment: generally 5% or 10% of the bill amount. They are the billing date and the repayment date. Full repayment: After the credit card is issued, a one-time handling fee will be charged for withdrawals (each bank also has differences). The minimum repayment is charged at 50,000 per day, and it does not affect your personal credit score. No interest will be paid on money spent with the card. Return it on or before this repayment date. However, the minimum repayment requires interest on the unpaid portion of your current bill, and interest and penalty interest (late payment fees) will be charged