Take Guangfa Credit Card as an example. Under the same branch, customers (except college cardholders) who already hold Guangfa cards can still freely choose to hold other Guangfa cards. The credit lines of all GDB cards are controlled by their comprehensive credit lines, and the credit lines of all cards under the same customer name are shared. The number of main cards of Guangfa Credit Card held by the same customer that have not been cancelled shall not exceed 4 (Platinum card, top-level card, titanium card and foreign currency card are not limited by the number of cards, but the same platinum card product cannot be held repeatedly).
In principle, the same cardholder cannot repeatedly hold GDB card products with the same functional attributes (except supplementary cards). If a customer already holds a GDB standard card, he can't apply for a branch co-branded card product with the function of a standard card), and products with independent functions are not restricted.
Many cards in most banks share the same credit line. But some banks also have personal cards that don't share the quota. You can consult the bank credit card customer service for details. It must be better than hearing you say "yes". Guangfa Credit Card Sharing Bank. No matter how many cards are in your name, as long as they are in the same branch, they all share a line. I have proved it.
The credit lines of multiple credit cards in a bank are shared, the shared credit line is the highest among the two cards, and the two cards use the same credit line.
However, the annual fee of a credit card is generally charged separately according to a single credit card. The credit card of China Guangfa Bank is directly exempt from the annual fee in the first year, and the annual fee for the following year can be exempted by swiping the card six times in one year (except platinum card, business card, business card and transfer card). Therefore, it is suggested that if it is not necessary, just get a card, otherwise you should remember to swipe both cards six times.
China guangfa bank was established in September 1988 with a registered capital of RMB114.08 million, and its headquarters is located at No.713, Dongfeng east road, Yuexiu district, Guangzhou, China. With the approval of the People's Bank of the State Council and China, Guangdong Development Bank, as a pilot bank for financial system reform in China, was established on the beautiful Pearl River and is one of the earliest joint-stock commercial banks in China.
On April 8, 20 1 1, with the approval of the regulatory authorities and relevant government departments, the original registered name of Guangdong Development Bank Co., Ltd. was changed to "Guangfa Bank Co., Ltd.". The English name was changed to "China Guangfa Bank" (hereinafter referred to as "Guangfa Bank"). 2065438+On June 26th, 2009, eight banks, including Guangfa Bank, launched the first batch of enterprise information networking verification systems.