It is a standard single-currency ic credit card gold card. This is the standard credit card of CCB, but it also has ic chips. In the future, in addition to using magnetic stripe, this card will also have the function of electronic cash wallet. The amount in the e-wallet can be paid by swiping at the merchants who support "UPCash" or directly at the merchants who use QuickPass to pay. Now many businesses have this kind of pos machine. You can pay attention to it before spending. If you have it, you can pay with your e-wallet, which is very convenient. Now ic cards are the main cards of banks, and ic chips are more secure.

Bank cards are divided into chip cards and magnetic stripe cards according to media types. In the past, the bank cards issued by commercial banks were mainly magnetic stripe cards, and ic credit cards were chip cards. The magnetic stripe bank card has the defects of small information storage and easy to be copied and forged, while the financial ic card has stronger anti-copying and anti-theft ability. Moreover, because the storage medium is a chip, the IC card can store information such as keys, digital certificates and fingerprints just like a microcomputer.

According to different communication modes, IC cards can be divided into contact, non-contact and dual-interface IC cards. In addition to all transactions supported by magnetic stripe cards, ic credit cards can also realize a series of extended functions, such as allowing cardholders to use offline without connecting to the banking system, making small quick payments in subway stations, buses and other places that need quick payment, and even realizing multi-purpose of one card in social security, medical care and other fields.