Now people basically have bank cards, and some people even have many bank cards. If I want to cancel my unused bank card, how can I cancel it?

how to cancel the bank card

1. Cancel the card by phone: Most banks have such a rule: if the credit card is not used, it can be cancelled automatically or manually. When answering the phone, you need to provide relevant information for the customer service staff, such as: ID number, reserved mobile phone number, bank card account password;

2. Online bank card sales: It is a convenient method to sell credit cards on the Internet, but the preconditions for selling credit cards on the Internet are: whether users can still remember their bank card numbers and account passwords and follow the procedures to sell cards after logging in;

3. Automatic card cancellation: Bank cards that are not used within three years will be automatically frozen by the bank. If you need to use it again, you need to take the original bank card and ID card to the card bank to unfreeze it.

what should you pay attention to when canceling a bank card

1. First, you should determine whether your card is a credit card or a debit card. You can judge from the number and digits of the card. The 19-digit number is a debit card, and the 15-or 16-digit number is a credit card.

2. If it is a debit card, the bank will automatically close the account when you are in arrears for one and a half years, which will not affect your bank's credit.

3. If it is a credit card, the bank will not cancel it for you. You need to go to the bank with your ID card.

4. Before your credit card is cancelled, you can conduct remittance, online banking and other services normally, and you can also use Alipay normally.

5. the bank card can be cancelled when it is not used, and it must be cancelled at the place where the card is handled, but it cannot be cancelled in another place, or you can withdraw all the money in it and stop using it. Cary has no money and will automatically cancel after two years.

The above are several methods for canceling bank cards collected by Xiaobian. Users who need to cancel their bank cards can see which one is more suitable for them, and then cancel them.