Of course, white households can apply for credit cards, but because their credit information is blank, banks can't know their subjective willingness to repay, so they will become difficult households to apply for cards. But it doesn't mean that white households can't apply for credit cards, and they need to master the correct methods.

1. Relatively speaking, state-owned banks have the strictest requirements for applicants' credit information, while commercial banks are not so strict, so they should apply to commercial banks first.

2. There are many kinds of bank cards, and the key is to get rid of the card, so apply for a low-end card first, not a high-end card directly, otherwise it is likely to be rejected.

3. You can submit the real estate license in your own name. As long as you have enough repayment ability, the possibility of bank card approval will be greatly improved. I think that's how everyone believes in playing cards.