What credit card banks are there in Xinxiang?
Hello: Online King will answer the questions for you:
Currently, many banks in Xinxiang City can handle credit card business. Many users can directly log in to the official website of online banking to apply directly, saving the time of queuing up at the bank. Among them, the banks that can handle credit cards are as follows:
Industrial and Commercial Bank of China, Bank of China, China Construction Bank, Agricultural Bank of China, China Merchants Bank, Bank of Communications, Guangdong Development Bank, Shanghai Pudong Development Bank, etc., that’s probably all. .
Which credit card bank is the best to apply for in Xinxiang City?
Hello, (China Merchants Bank) the most important conditions for applying for a credit card are that you are 18-60 years old and have a stable job and income. The necessary application documents are a copy of your identity certificate and a work certification document. If If you can provide other financial supporting documents, it will be more helpful for us to understand your personal situation and determine your credit limit.
The detailed application information is as follows: 1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required), military personnel need to provide a copy of the military ID card;
2. Work certificate: It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal), or the original has been verified by the promoter A copy of the work permit/plate with the mark;
3. Proof of financial resources: it can be a bank salary record, or income tax withholding certificate, or documents proving the market value of houses, cars, deposits and investments (such as real estate Certificate/car driving license/copy of bank deposit certificate) and other materials that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.
If you still have questions, you can add QQ customer service 4008205555 for detailed consultation.
Which banks in Xinxiang City handle credit cards?
All major banks handle credit card business, such as ICBC, Agricultural Bank of China, China Construction Bank, Bank of China, Postal Bank, etc.
How to apply for a credit card from Xinxiang Industrial Bank
Conditions for applying for an Industrial Bank credit card:
1. Applicant qualifications for an Industrial Bank credit card: The principal card applicant must be Domestic persons aged 18-60 years old or overseas persons aged 25-60 years old.
Applicant qualifications for supplementary card: Applicants for supplementary cards must be the parents, siblings, spouse or children of the main card applicant, and must be over 16 years old.
Required supporting documents: If the supporting documents are copies, please use A4 paper to copy them
Required documents:
1. Printed application Please sign the contract and the credit card use agreement, and sign each in the signature column.
2. Industrial Bank credit card identity document
A. Domestic residents: a copy of the applicant’s ID card or military officer’s ID card.
B. Overseas residents: Hong Kong and Macao residents should provide a copy of their pass, Taiwan residents should provide a copy of their Taiwan Compatriot Certificate, and other foreigners should provide a copy of their passport.
3. Work certification documents and income certification documents
A. Work certification documents: a copy of the work permit or work identification card or the original work certification stamped with the official seal of the unit.
B. Income certification documents: salary records issued by banks in the past three months (copy of salary card statement) or copy of personal income tax withholding voucher
Copy or issued by the unit Original income certificate.
Other supporting documents
Education, professional title, professional qualification certificate, self-owned real estate certificate, self-owned car driving license, copy of Industrial Bank time deposit certificate, current place of residence
Original copies of any receipts for telephone, water, electricity and gas bills in the past three months, and other bank credit card certification documents (originals of the last three statements), etc.
That’s it for the introduction of Xinxiang Credit Card.