Log in to CCB Mobile Banking - click on more options in the account information - choose to downgrade to a second-category account - choose to confirm - enter the verification code.

The conditions for applying for a CCB credit card are as follows:

1. To apply for a CCB credit card, you must be between 18 and 70 years old, have full civil capacity, and have a stable career and income. , with good credit status and the ability to repay on time, including foreigners and compatriots from Hong Kong, Macao and Taiwan with fixed occupations and residences in my country, can apply for Dragon Card (dual currency) credit card.

2. The applicant needs to work in the local issuing bank of China Construction Bank for six months or one year in total, and the annual income must meet the standards specified by the local branch. It can be calculated based on the monthly salary for thirteen months. . If the applicant has a certain social status or the annual income reaches 5 times the per capita annual income in the area under the jurisdiction of the card issuing bank and has excellent credit, a gold card can be issued upon the applicant's application or with his or her consent.