You can repay the credit card after the bill comes out. You can pay it off on the repayment date or in advance. Many people pay it off in advance to avoid overdue, but after repayment, they find that the system It says there is still a balance outstanding, what’s going on?

What’s the matter with a credit card showing that there’s still a balance outstanding after repayment?

There may be the following situations:

1 The credit card has been repaid in full: This can be ignored because the reminder text message is generated earlier than the repayment arrival time, or due to inter-bank transfers, credit card repayments processed by third-party payment institutions but not being recorded in the account, etc., so it can be ignored.

2 Credit card not repaid in full: Customers who have not repaid in full (including only the minimum repayment amount) will still be sent text messages to remind them that the balance has not been paid off.

3 Apply for installment repayment of credit card bills: After paying off one installment of the bill, the remaining unpaid bills will also be displayed in the bill list, but the repayment period can be extended to the next installment.

4 Consumption after the current bill date: This is a charge that is included in the next bill. It is an unbilled bill and is often displayed as the amount to be repaid.

Repayment generally takes 2 days to be credited, but if your available credit has been restored after repayment, it means the repayment has been successful. The amount of outstanding bills is not updated in real time. This amount generally does not include consumption and repayment yesterday and today. It is recommended to check the updated amount 2 days after repayment. If you repay through other channels, such as Alipay repayment or WeChat (Tenpay) repayment, it does not arrive in real time, so please wait patiently.

Bank reminder: After credit card repayment, you can check whether it has been successful. If the check shows that the repayment is in the status of not being credited/being credited, it means that the bank has received the repayment and it is considered to have been repaid. If the minimum payment amount of the bill is received within the payment due date (including the 3-day grace period), it will not be considered an overdue payment.