It is not possible to apply online. The application channel for China Post credit card is currently application through business outlets.
1. Application conditions:
①Main card applicant: Mainland Chinese residents who are over 18 years old and under 60 years old.
②Applicants for additional cards: over 16 years old. Mainland Chinese residents under 60 years old.
2. What materials are required for application?
①Required materials for applying for the main card: a copy of the applicant’s ID card and work certificate are required.
②Selected materials: Any one of the proof of financial resources and the proof of interest in dealings with our bank.
③Applying for an additional card: A copy of the applicant’s ID card is required. The relationship between the supplementary card applicant and the principal cardholder must be direct relatives.
3. Application progress?
You can check the credit card application progress through postal online banking, mobile banking, customer service hotline self-service voice or manually.
Extended information
The Postal Savings Bank credit card is a UnionPay standard RMB credit card. It has rich functions such as overdraft consumption, overdraft cash withdrawal, and installment payment; it provides a 24-hour customer service hotline, Free bill delivery, self-deduction and repayment association and other services. In addition, there are powerful functions such as free transaction fees for repayment in other places, free text message reminders for large transactions, and interest-free period discounts for consumption.
Special features
The blue-green card background symbolizes peace, life and hope, injecting a relaxed, cheerful, convenient and fashionable card use concept into life. The biggest feature of the Postal Savings Bank Credit Card is that there is no annual fee for life. After applying for a Postal Savings Bank Credit Card, customers will no longer have to worry about complicated annual fee reduction rules. Moreover, this credit card has many repayment methods: cardholders can repay through various Postal Savings Bank outlets, automatic transfers, self-service deposit machines, ATM machine transfers, etc.
Postal Savings Bank of China-Credit Card Application