ICBC Teacher Credit Card is a credit card product created by ICBC for the majority of teaching staff. It has UnionPay and MasterCard brands and is divided into three levels: Platinum Card, Unbounded Platinum Card and Gold Card. Each level enjoys The rights are different, so what are the main rights and interests of the ICBC Teacher Credit Card?

What are the rights and interests of the ICBC Teacher Credit Card?

1. Financial tribute

1 Exclusive annual fee reduction: The gold card waives the first-year annual fee, and the annual fee is half price from the next year; the Unbounded Platinum card reduces the annual fee for the current year by spending 5 times or 5,000 yuan; the Platinum card waives the first-year annual fee, and the annual fee starts from the next year Half price.

2 Free account security insurance and account security lock: Cardholders who use the card for any consumption in the current month can receive free insurance services for the next month. Insurance limit: Platinum Card and Unbounded Platinum Card customers can pay up to 50,000 yuan/ In each year, Gold Card customers will receive a maximum compensation of RMB 30,000 per year.

3 Tolerance: 3 days, tolerance 10 yuan: The grace period for repayment is 3 days, and the grace difference for repayment in the current period is 10 yuan.

410 foreign currencies, 0 foreign exchange fee (exclusive to MasterCard): Teacher Credit Card (Platinum Card, Gold Card Level) is available in RMB and US dollars, Euros, Hong Kong dollars, British pounds, Japanese yen, Singapore dollars 10 foreign currencies, including Canadian dollar, Australian dollar, Swiss franc and New Zealand dollar, are directly deposited into the account in the corresponding currency. Cardholders do not need to pay foreign exchange conversion fees and foreign exchange conversion fees.

2. Warm companionship gift

1,168 yuan self-selected new customer gift: within 60 days after the card is issued, there is a card-bound consumption of 66 yuan or an overseas consumption of equivalent foreign currency, that is, There is an opportunity to receive a 168 yuan e-life e-universal coupon in the new customer gift area of ??ICBC e-life APP. 150,000 copies are on a first-come, first-served basis. Each customer can only receive it once.

2 Bind WeChat, Alipay, and JD Pay to earn points: Bind Alipay, WeChat, and JD Pay to accumulate ICBC personal comprehensive points.

33 times points: Teacher card holders register to participate in the event through the ICBC e-Life APP or mini program. During the event period, they use the teacher card to spend on designated three days every Friday, Saturday and Sunday. Ranking of consumption amount The first 60,000 cardholders will have the opportunity to receive an additional 2x bonus points, and each cardholder may receive up to 50,000 bonus points per issue.

4 30% off on cash installments: Teacher card holders can apply for instant cash installments, with a 30% discount on handling fees for a limited time, and the handling fee can be as low as 2.7. The maximum amount is 100,000 yuan, and the quota can be used repeatedly (subject to the final approval result of our bank). The maximum number of periods is 36, and the amount can be raised automatically in seconds. Applications within the quota will be credited to the account as quickly as possible.

5 Exclusive in-app purchase service: ICBC e-life exclusive in-app purchase service is a high-quality customized preferential shopping service provided by ICBC credit cards to customers. It features excellent quality, affordable price, fast logistics, and good after-sales service. Four major brand advantages.

3. Unbounded customized gift (exclusive for UnionPay Unbounded Platinum)

1 Shopping mall digital gift certificate: Teacher card (Unbounded Platinum card level) card holder activates and completes Cloud Quick Pass After binding the card, you can receive a 10-yuan consumption coupon for each of the five chain supermarkets and convenience stores of China Resources Vanguard, FamilyMart, Wal-Mart, Yonghui, and Carrefour for free, with a total value of 50 yuan.

2 APP member rights: Teacher Card (Unbounded Platinum Card Level) cardholders can complete registration in China UnionPay 95516 WeChat public account rights area every quarter with Teacher Card (Unbounded Platinum Card Level). For at least 6 days and at least one UnionPay QR code payment (scanned) transaction of no less than 20 yuan per day, you will be eligible for free quarterly redemption of Internet membership rights, which can be purchased on JD.com PLUS membership (season card), Tencent Video VIP Choose any one of the four rights of membership (quarterly card), Zhihu Yanxuan membership (quarterly card), and Keep membership (quarterly card) to redeem the rights.

3.5% off for recharge and repayment over RMB 50: From now until December 31, 2020, teacher card (unbounded platinum card level) cardholders successfully open an account and bind the UnionPay QuickPass APP, and can get Enjoy an instant discount of RMB 5 when recharging a mobile phone or repaying a credit card over RMB 50.

4 Starbucks offers 15% off for orders over 70 and above: From now until December 28, 2020, cardholders can bind their teacher card (Unbounded Platinum Card Level) through Alipay and use the Starbucks app to place an order every Monday for free or Coffee Express (online ordering in the Starbucks app, offline delivery/pickup service), you can enjoy an instant discount of 15 yuan when you spend 70 yuan or more. The same cardholder can enjoy the discount once per event day. The number of discounts on each event day is limited and is on a first-come, first-served basis.

512306 Random Instant Discount: From now until September 19, 2020, during the event period, users can purchase train tickets or waitlisted tickets on the 12306 APP or Alipay train tickets and air tickets channel, choose Alipay to pay, and pay through Alipay Pay quickly with the bound teacher card (unbounded platinum card level) and enjoy random instant discounts ranging from 1 to 199 yuan. The same cardholder can enjoy it once per calendar week. Discount quotas are limited on each event day and are on a first-come, first-served basis.

6 Food and Beverage Convenience Stores: Teacher Card (Unbounded Platinum Card Level) cardholders have successfully opened an account, activated and bound Cloud QuickPass, and can enjoy Yunhai Cuisine/Good Neighbor/Lawson/McDonald’s/Pacific Coffee, etc. Get instant discounts when paying at multiple restaurants and convenience stores.

4. Platinum Exclusive Gift

1 Global Airport VIP Lounge (Platinum Card Exclusive): From January 1, 2020 to December 31, 2020, a new teacher card is issued (Platinum card level) and activate it, you will receive 6 love points, which can be redeemed for global VIP lounge privileges or other airport travel privileges.

RMB 24 million aviation accident insurance (exclusive for platinum cards): Before December 31, 2020, ICBC Teacher Credit Card holders who successfully activate the ICBC Teacher Credit Card (Platinum Card Level) can get free employment insurance. The 4 million aviation accident insurance you purchased.

Travel inconvenience insurance of RMB 3,000 (exclusive for Platinum Card): Before December 31, 2020, ICBC Teacher Credit Card (Platinum Card Level) cardholders purchase air tickets with their cards, and if the flight is delayed or their luggage is In case of delays, lost luggage, etc., you can apply for insurance compensation.

41 yuan airport parking (exclusive for Platinum Card and Unbounded Platinum Card): From now until December 31, 2020, Teacher Card (Platinum Card, Unbounded Platinum Card level) cardholders can park at designated domestic airports In the parking lot, if you spend RMB 1 with your card, you will have the opportunity to enjoy 2-hour parking or 48-hour parking service.

RMB 51 Airport High Speed ??Rail VIP Lounge (exclusive for Platinum Card and Unbounded Platinum Card): From now until December 31, 2020, teacher card (Platinum Card, Unbounded Platinum Card level) cardholders can enjoy it More than 50 airports across the country offer airport VIP service for RMB 1 per person and RMB 6.2 for three persons. VIP services include assisted check-in, airport fast security check lanes and airport lounge services, including two RMB per person services (card holders only) cardholder), one-time RMB 6.2 service for three people (including the cardholder); can enjoy nearly 40 high-speed rail stations across the country, high-speed rail VIP service for one person at RMB 1, high-speed rail VIP service for three people at RMB 6.2, including two RMB 1 single-person services Personal service (limited to the cardholder), three-person service (including the cardholder) for 6.2 yuan per time.

The above is an introduction to the benefits of the ICBC Teacher Credit Card. I hope it will be helpful to you.