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Is it normal for the first time I apply for a Ping An Bank credit card to pay 20,000 yuan for a regular card? Doesn’t it mean less than 10,000 yuan for a regular card?

Normal. The credit card limit is finally issued based on a comprehensive assessment of all aspects of the information provided, taking into account many factors, such as the customer’s nature of work, education, income, personal stability, personal social credit, use of other financial products, etc. In many aspects, the type of card does not play a decisive role, and Ping An Bank does not limit the card limit.