How to handle Huishang Bank credit card bill installment? Meeting the application requirements is key!

Huishang Bank credit card bill installment is the most popular installment method for cardholders. It can alleviate the repayment pressure through installment. After applying for bill installment, you only need to pay back part of the principal and handling fee every month. That's it. However, many cardholders don’t know how to handle Huishang Bank’s credit card bill installments and what conditions are required. Let’s take a look at it with everyone.

The application conditions for Huishang Bank credit card bill installment:

1. The applicant must be the holder of the main credit card of Huishang Bank, supplementary card holders cannot apply;

2. The application must be processed between the day after the bill date and the final repayment date. For example, if your bill date is the 5th and the repayment date is the 25th, and you apply for bill installment in September, you need to Apply between September 6th and September 25th.

3. The application amount must be at least 500 yuan, and the application cannot be processed if it is less than 500 yuan.

How to handle Huishang Bank’s credit card bill installments in installments:

There are many channels to handle bill installments. You can call the customer service hotline, or you can handle it through the WeChat official account, or you can Process through SMS, online banking, etc. However, the most direct and fastest way is to handle it online. Here we introduce the WeChat official account handling.

Follow the "Huishang Bank Credit Card" official account on WeChat, select "Yeah·Instalment"-"Bill/Bill Installment" in the menu bar at the bottom of the official account, restore the corresponding shortcut number according to the prompts, and click the dialog box to pop up For bill installment, you can enter the bill installment page, select the installment amount and number of installments according to the prompts, and click Submit to complete the application.

The above is the relevant introduction of "How to handle the installment of Huihang Bank credit card bill? Meeting the application conditions is the key!" After handling the installment of the bill, the installment fee and principal of the first installment will be included in the next installment. For the current period's bill, you only need the unpaid balance of the current period.

How to apply for installment payment with Huishang Bank’s credit card? You need to meet these application conditions!

Huishang Bank's credit card consumption installment is also a type of credit card installment, but this installment method is aimed at a single consumption transaction before the bill is issued, which means that you use your credit card to swipe a consumption amount , the consumption can be divided into several installments for repayment before the bill is issued. Although the consumption installment application process is very simple, certain conditions must be met. Let’s take a look at the application conditions and application methods for consumption installment.

Conditions for application for installment payment by Huishang Bank credit card:

1. The applicant must be the holder of the main credit card of Huishang Bank, supplementary card holders cannot apply;

2. The application must be processed before the current bill comes out, that is, the period after the consumption is recorded in installments and the current bill;

3. The application amount must be 500 yuan per transaction. and above.

Methods for installment application of Huishang Bank’s credit card consumption:

1. Telephone application: You can call Huishang Bank’s 24-hour customer service hotline 40088-96588 (in Anhui Province, you can dial 96588 directly), Simply press 0 to select manual service. After being connected, apply for the installment payment service to the customer service. The customer service will handle it for you after verifying your identity information. You only need to tell the customer service the number of installments and which transaction you want to distribute.

2. Public account application: Follow the "Huishang Bank Credit Card" public account on WeChat, select "Yeah·Instalment" - "Bill/Consumption Installment" in the menu bar at the bottom of the official account, and apply according to the prompts.

In addition, you can also handle consumption installments through SMS, online banking, etc. It should be noted that after applying for consumption installment, the installment fee and principal of the first installment will be included in the next installment's bill. You only need the unpaid balance of the current installment.

How to check the credit card progress of Huishang Bank?

The credit card progress of Huishang Bank can be checked through the official website, calling the customer service number, sending text messages to check and checking the credit card progress at the nearby Huishang Bank counter.

Huishang Bank credit card progress inquiry method:

1. Credit card official website inquiry: Find the credit card progress inquiry entrance on the Huishang Bank credit card official website, and then enter the ID number and mobile phone verification code. Available for inquiry;

2. Customer service hotline: Dial the 24-hour national service hotline 400-889-6588 on the back of Huishang Bank’s credit card, transfer to manual service, and submit an application to customer service;

3. SMS query: Use the mobile phone reserved for the bank when applying for a credit card to edit the corresponding SMS to query the progress of the credit card application;

4. Bank outlets: Bring your valid ID card to the nearby Check the credit card progress at Huishang Bank counter.

How to activate Huishang Bank Credit Card

The first thing users who have applied for a credit card need to do is to activate the credit card. Only the activated credit card can be used normally. . So how to activate Huishang Bank credit card? Let’s introduce it in detail below.

1. Telephone activation: dial the customer service number of Huishang Bank Credit Card Center and follow the voice prompts to activate the credit card;

2. Online banking activation: search the official website of Huishang Bank online and log in For your personal online banking account, go to the Credit Card Center page and perform the credit card activation procedures;

3. Branch activation: Bring your personal ID card and credit card to a Huishang Bank business branch to handle the activation procedures.

The above is an introduction to how to activate Huishang Bank’s credit card. I hope it will be helpful to you.

Advantages and Disadvantages of Huishang Bank Credit Card

1. Advantages of Huishang Bank Credit Card: When you need money, credit cards are very convenient to use, and the threshold for credit card application is getting lower and lower. , the application speed is also very fast. Huishang Bank's credit card has no annual fee based on the number of card swipes per year, and no interest will accrue if you repay the card on a specified date after swiping the card.

2. The disadvantages of Huishang Bank’s credit cards are that their limits are generally low and their limit increases are slow. Each card needs to be repaid separately, and the total consumption of all cards will not be automatically calculated.

How to repay Huishang Bank credit card? Different repayment channels have different repayment methods!

As we all know, whether you use a credit card for overdraft consumption or cash withdrawal, you must complete the repayment on the last repayment date. If the repayment is not timely, or the repayment amount is lower than the minimum repayment amount, you will be charged. Overdue payment will affect your personal credit. So, how to repay the Huishang Bank credit card? Let’s introduce to you the repayment methods through different channels.

If you want to keep your Huishang Bank credit card from being overdue, you must pay off the minimum payment amount in the final payment. As for how to repay, it can be roughly divided into two repayment channels. Each channel has different repayment methods, as follows:

1. Repayment through Huishang Bank

1. Automatic repayment: If you are afraid of forgetting the repayment date and causing your credit card to become overdue, you can bind a Huishang Bank debit card or savings card to repay your Huishang Bank credit card. In this way, when the credit card repayment date comes, the bank will automatically deduct the money from the bound personal bank settlement account. At that time, be sure to keep enough money in your debit card to repay.

2. Online banking repayment: You can activate the online banking function of your Huishang Bank debit card or savings card, and then directly transfer the repayment to your credit card through online banking.

3. Repayment through our bank’s self-service equipment: You can transfer the money in your Huishang Bank debit card to your credit card for repayment through Huishang Bank ATMs and CDM self-service terminals, or directly Deposit cash into your credit card through self-service deposit machines to repay.

2. Repay through other channels:

1. Online repayment: You can take a debit card with online merchant payment function and pay online through Alipay, WeChat or UnionPay , repay your Huishang Bank credit card.

2. Inter-bank transfer and repayment: You can use other banks' debit cards to transfer and repay your Huishang Bank credit card through other banks' ATM machines.

The above is the relevant introduction to "How to repay Huishang Bank credit card?", I hope it will be helpful to everyone.

It should be noted that different channels and different repayment methods have different arrival times. It is recommended to understand the arrival time of each repayment method before repaying.

This ends the introduction on how to apply for a temporary credit limit with Huishang Credit Card. Have you found the information you need?