At present, if it is less than 5000 yuan, it is impossible to file a case. We can only see whether the bank can bear the debts stolen.

Ping An Bank credit card has two characteristics:

Ping An Bank Credit Card has been providing SMS reminders for credit card consumption. Even if you spend 1 yuan, you will receive SMS reminders, so that you can keep track of your credit card records at any time to avoid being "swiped".

At the same time, Ping An Credit Card also has the guarantee of losing the card 72 hours before reporting the loss.

First, for the loss protection of credit card consumption, when the cardholder's credit card is lost, stolen or robbed, as long as the "signature only" consumption mode is adopted and the "consumption secret" function is not turned on, the credit card consumption loss caused by the theft of the credit card within 72 hours before the report of loss can be applied to be borne by Ping An Bank.

Second, if the cardholder is hijacked by gangsters and forced to disclose the withdrawal password under the condition that his life and health are seriously threatened, thus causing the loss of withdrawing cash from ATM or counter within 72 hours before reporting the loss, he can apply to Ping An Bank for compensation for the loss of withdrawing cash with the receipt of the report from the public security organ.

The amount of credit card loss protection is limited to the credit limit, with a maximum of 50,000 yuan. Moreover, from the date when the main cardholder opens an account, 1 year is a cycle, and in a cycle, including the supplementary cardholder, only one payment guarantee can be obtained. The conditions for other banks to obtain credit card default protection are similar to the above, and they also provide economic compensation within a certain amount on the premise of non-password transactions.

However, the following situations are not responsible.

The cardholder transfers or rents the credit card to a third party for use; Because there is no signature on the back, the card was fraudulently used by a third person; There is no consumption or cash advance transaction in the last three bills of the account within six months before the delay in repayment or loss reporting, and the cardholder fails to report the loss at the first time and fails to pay the loss reporting fee as required.

For details, please also consult Ping An's national unified customer service telephone number 955 1 1 for verification.

Good wishes!