With the popularity of credit cards, more and more people apply for credit cards. After many people apply for credit cards, for various reasons, the credit card limit can't go up, which makes people feel distressed. Today, I would like to introduce to you the reasons why ICBC's credit card limit has been lowered and how to increase the credit card limit.

I. Reasons for the credit card reduction of ICBC

1, the credit card has been idle for a long time, or the credit line of the bank is relatively tight;

2. The cardholder is suspected of cashing out, or the credit card has unknown consumption abroad and frequently swipes the card in high-risk areas;

3. The credit card is overdue for more than 3 months, or overdue for many times in a short period of time;

4. The cardholder has bad credit behavior, is blacklisted by the bank or has a bad record in the central bank's credit information.

Second, ICBC's credit card quota will be raised after it is lowered.

First of all, cardholders must first find out why their credit card limit has been lowered, and then prescribe the right medicine, especially to avoid bad credit behavior, otherwise it will be difficult to increase the limit.

If it is not because of bad credit behavior, it is suggested to refer to the following card-using skills to increase the limit:

1, frequent credit card consumption;

2, occasionally in stages, undertake some formalities;

3. Don't apply for withdrawal too frequently, at least every six months;

4. When raising the amount, tell the customer service that you have a large consumption demand, such as going abroad and decorating.