People like you are disgusting. People use their own money to pay back your card, but if you don't pay it back, you report the loss. If you catch someone who owes you money, I'll ask him to pay back my credit card and report the loss. Is that okay?
If it's a China Merchants Bank credit card, it can be repaid by others, but the credit card is only for me. Will someone help me pay back my credit card and go to jail if I have no money to pay him back?
disputes over private lending are civil cases. If the debtor is temporarily unable to repay after the creditor brings a suit in a people's court, he may repay it by installments. Those who have the ability to repay and refuse to repay shall be forced to repay by the people's court. But the debtor will not be sentenced.
Legal basis:
Article 9 of the General Principles of the Civil Law is protected by law.
article 18 debts shall be paid off. If it is temporarily unable to repay, it may be repaid by the debtor in installments with the consent of the creditor or the ruling of the people's court. Those who have the ability to repay and refuse to repay shall be forced to repay by the people's court. As a result, the credit card was returned, and the credit card was reported lost. Can you report to the police?
You can report to the police and file a case, but your behavior also violates the criminal law. Two people can become cellmates. I am a credit card repayment agent, and he reported the loss. Is his behavior a fraud?
in this business, you have to do something to deal with this kind of thing! The awareness of prevention should also be bigger!
especially outsiders, be careful. If I find someone else to return the credit card and then report the loss, the consequences
You can't swipe your card, you can repay it!
the purpose of reporting the loss is that the money can't go out, but it can come in. I suggest you consult the credit card customer service in detail. Five days after I reported the loss of my credit card, I cancelled the loss report, and then transferred money to the credit card. Is it a repayment?
yes.
repayment process
the issuing bank also
1. Log on to the ATM repayment homepage of the bank, and click on the credit card to repay;
2. Fill in the credit card repayment information: according to the prompts, select the credit card issuing bank, enter the credit card number, cardholder's name, monthly repayment date, repayment amount and contact information and confirm;
4. Complete the payment in the online banking where the debit card is transferred out: according to the prompt, complete the payment through the online banking with the debit card of another bank;
5. After repayment, inquire about the transaction and print the receipt.
online repayment
online repayment of credit card is one of the main repayment methods of credit card repayment of bank, and online repayment has become a common repayment method for credit card users.
1. Payee's account name: fill in the name of the credit card holder.
2. payee's bank: fill in the "bank's credit card center".
3. Transfer to payee's account: fill in the 16-digit credit card number.
4. Remarks: Fill in "Credit Card Repayment".
5. Withdrawal password: fill in the card withdrawal password
6. After confirmation, the system will prompt whether the transfer was successful and the amount of the transfer.
7. Payment plan function Repayment acceptance currency: RMB
8. Cardholders can use the payment plan function to set the payment date in advance, and online banking will make one-time or monthly repayment from the one-card transfer to the cardholder's credit card or other people's credit card designated by the cardholder according to the cardholder's requirements.
9. Accepted currency for repayment with the "credit card payment" function: USD, RMB
1. If the cardholder has opened version 4.5 or above of the "Personal Banking Professional Edition" on the one-card network and has handled the self-service transfer business between the one-card and the credit card, he can use the "credit card payment" function to transfer repayment from the cardholder's one-card account to his own credit card.
11. Popular version of personal online banking:
If the cardholder has opened a one-card account with the bank and handled a "self-transfer agreement" between the one-card account and the credit card, he can log on to the website of China Merchants Bank and use the popular version of personal online banking to transfer the repayment to the cardholder's credit card. Transfer money to restore the cardholder's credit card available limit in real time. Others help me pay back my credit card, but I have no money to pay him back. What will happen? < P > It's your business if you have no money to pay him back. It's like saying that you borrowed money like him and made it clear to others when you can pay it back. Just give it back to others then. After all, people have helped you. What should I do if the person who must pay back the money has reported the loss of the credit card?
You need to reissue it. The specific steps for reissue the bank card are:
Call the service phone after the bank card, explain the situation and report the loss orally;
after one week, I will take my ID card to the bank to apply for a replacement card.
Note:
You must go to the issuing bank to reissue your bank card;
the oral report of loss must wait for one week before it can be reissued;
some banks have special circumstances, which shall be subject to bank regulations.