The repayment period of a credit card is usually related to the bank's billing date and repayment date. Billing date refers to the day when the bank generates bills according to your consumption records every month. This date is usually fixed, such as the 5th or 2th of each month. After the billing date, the bank will set a repayment period, usually between 15 and 25 days, during which it is safe to repay the debt without additional costs. Overdue repayment will face the penalty of interest and late fees. Even if your one-time consumption reaches 2, yuan, it does not mean that you can postpone repayment at will within one year, and you need to repay it in time according to the stipulated date.

Credit card is a convenient credit tool, which is issued by banks or credit card companies to users who have passed the credit evaluation. Cardholders can shop or spend at special merchants, and banks will settle accounts with merchants after consumption. It is worth noting that the use of credit cards is not unlimited, and users need to overdraw within the prescribed credit limit and repay on time to maintain a good credit record.

according to the laws of our country, credit cards usually include many functions such as consumer payment, credit loan, transfer settlement and cash deposit and withdrawal. For the specific operation and regulations, it is suggested to refer to the Interpretation of the NPC Standing Committee on the Credit Card Provisions of the People's Republic of China and the Criminal Law of the People's Republic of China or directly consult the official credit card service terms.