1. Answer: You can borrow money.

2. Detailed description:

A. The four overdue times are all within 90 days, indicating that the overdue time is short or a small risk.

B. Loan applications usually consider multiple factors, not just overdue records. Other factors such as the applicant's income, job stability and credit score will also be considered.

C. If you have good conditions except overdue records, such as a stable job and income and a high credit score, you will have a greater chance of getting a loan.

3. Summary: Even if there are many overdue records, as long as the overdue period is less than 90 days and other conditions are good, it is still possible to obtain loans.

4. Extended information:

The borrower's credit record is one of the important bases for banks and other financial institutions to consider whether to approve loans. Too many overdue records or too long overdue time will have a negative impact on the credit score, leading to the rejection of loan applications or the increase of interest rates. However, the specific loan policy and approval criteria may vary from bank to bank, so the final result needs to be determined according to the specific situation.