Yes, credit card review is divided into three steps. The first step is personal information review, the second step is personal assets review, and the third step is personal credit review. After the credit card has passed the preliminary examination, CITIC Bank will send a text message or call the applicant, asking the applicant to sign at the nearest outlet within the specified time. If the bank needs the applicant to submit supplementary information, it will also inform the applicant after the credit card has passed the preliminary examination. Usually you can get a credit card after the preliminary examination, and CITIC Bank will send the applied credit card to the applicant by express delivery.

Everbright Bank is a bank that first passed the preliminary examination and then passed the face-to-face signing. Therefore, when selecting customers, the following customer groups are the first choice:

First, pay social security for more than 6 months.

Second, China Everbright Bank has a punch card salary of more than 6 months.

3. The customer of Everbright Loan has been more than 6 months, and there is no overdue.

Four. Individual industrial and commercial households as legal persons

It can be operated if it meets the above requirements (Everbright outlets in different regions are slightly different, subject to the local card opening conditions).

If it does not meet the conditions for card opening, it is not recommended to apply.

Remind everyone to pay attention when filling in Everbright information:

1. Mobile phone number real name registration system. Under normal circumstances, Everbright will issue cards first and then authenticate. If the mobile phone number is not a real-name registration system, you will receive a short message asking to go to the bank to check your identity and then authenticate.

2. The company address and home address must be accurate to which road, and there can be no intersection of XX road and XX road, and the information should be detailed.

The bank conducts a preliminary review of the materials submitted by customers; The contents of the preliminary examination include: checking whether the copy of identity certificate, original work certificate, original salary income certificate and application form are complete; If the certificate is not enough, notify the customer to supplement it. Enter credit card approval. Check the authenticity of the customer's ID card information with the ID card verification system, and check whether the customer has a bad credit record in the personal credit information system.

3. Verify personal data by telephone;

Call the applicant and the company to verify the authenticity of my information and company information.

4. After all the approvals are passed, inform the approval result, and approve or reject the card issuance;

5. Mail a credit card.