It is feasible. Many people do this. Just remember not to buy or sell from the same IP. If you are in the same city, it is best to check after a certain period of time.

I will give you a practical example for reference

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Using Alipay, I successfully cashed out 25,000 yuan 2007-08-15 00:29

Netizen’s personal experience: I used Alipay and successfully cashed out 25,000 yuan

A few weeks ago, I succeeded Cashed out 19,000 yuan. A week ago, I borrowed 6,000 yuan, mainly to repay the 19,000 yuan I borrowed last time. The whole process went smoothly and is described in detail below.

I have an account on Alipay, and my friend (who is absolutely reliable) has an account on Alipay. They are not newly registered, and they have purchased things on Taobao normally. I have a credit card with a limit of 15,000 yuan, and there are other cards under the same account (similar to the China Merchants Bank MSN card and the main card in the same account). This card has a different number from my main card. This card is called B card for short.

Log in to your own Alipay, "receive payment" through Alipay, and fill in the other party's Alipay account. The description of the goods is a second-hand high-configuration computer, the price is 10,000 yuan, and the delivery method is to drive there by yourself (actually I don’t have a car yet).

My friend will receive the email immediately, and then he agrees to pay. I use the phone to tell my friend my B card number, the three digits on the back, the validity period, the query password, and the friend pays to Alipay.

I deliver goods here by myself.

The friend clicks to confirm receipt of the goods and agrees to pay the seller.

Under normal circumstances, my Alipay account should have an extra 10,000 yuan. I can just apply for a cash withdrawal directly. But there was a little surprise here: my friend has "agreed to pay the seller", but I still have " Waiting for payment from buyer”. My judgment at the time was that Alipay would make a time difference here and occupy funds for a period of time, I don’t know how long.

Because I was in urgent need of 10,000 yuan in cash, I had no choice but to call and temporarily increase the limit by 4,000 yuan. At this time, the limit was still 9,000 yuan, so I sold an item on Taobao, and a friend took a photo of it. Pay with my B card. Just after the payment was completed, I found that the last 10,000 yuan had arrived, so I realized that my judgment was wrong. Alipay took less than 10 minutes.

But there is no way. The second 9,000 yuan is already in my friend’s Alipay account, so I can only complete the second transaction. In less than 10 minutes, I already had 19,000 yuan in my Alipay account, so I applied for a cash withdrawal.

My Alipay account is linked to another bank’s debit card. The next day, there was an extra 19,000 yuan in cash in my savings card account.

Cash out successfully. I only needed 10,000 yuan urgently, so I took out 10,000 yuan, and the remaining 9,000 yuan was still on my savings card. The repayment date is June 11th and the billing date is May 23rd.

I have to repay 19,000 yuan to the bank on June 11, but I only have 9,000 yuan, which is still 10,000 yuan short, so I can only cash out again.

Withdrawal of 9,000 yuan on May 24 and repayment, the credit limit changed from 0 to 9,000 yuan.

A few weeks later, I repeated the above process again. This time the computer configuration was a little lower, and I borrowed 6,000 yuan. The cash was also transferred to my savings card account one day later, plus my own On June 5th, I will receive 4,000 yuan (salary), and on June 11th I can repay 10,000 yuan to the bank.

Then I have to pay back 6,000 yuan on July 11th, and I will get 4,000 yuan (salary) on July 5th, which means I can get 2,000 yuan on June 24th.