The credit card audit of Changsha Bank is strict. If the applicant does not meet the requirements of Changsha Bank's credit card application, then the application is likely to be rejected. It should be noted that the application conditions of Changsha Bank credit card require the applicant to work or live in the place where the issuing bank is located.

However, if approved, the credit card quota will generally be higher, which is also the advantage of small banks applying for credit cards.

Is it easy for Changsha Bank to apply for a credit card? How to check the progress of credit card application?

Changsha Bank is the largest city bank in Hunan, and many people in Hunan have applied for city bank credit cards. Many people are concerned about the reason why the credit card application threshold of city banks will be lower. So, is it easy for Changsha Bank to handle credit cards? How to check the progress of credit card application? I will answer your question today.

Is it easy for Changsha Bank to apply for a credit card?

It is not difficult to apply for a credit card from Changsha Bank. Those who meet the following application conditions can basically apply.

1. Applicants must be at least 18 years old and between 18 and 65 years old. Applicants must have full capacity for civil conduct.

2. The applicant should have a legal and stable source of work and income, and the income should be above the local per capita income.

3. The applicant must work in the place where the issuing bank is located, or have a fixed residence in the place where the issuing bank is located.

How to check the progress of credit card application with Changsha Bank Credit Card?

I. Online banking inquiry

Customers who have activated Changsha Bank's online banking can log in to Changsha Bank's online banking, select "Apply" in the "Credit Card" interface, and then click "Query Application Progress" to query the application progress of your credit card.

Second, WeChat query

Now basically every bank has an official WeChat account. You can pay attention to the official WeChat account of Changsha Bank, enter the official WeChat account and enter "Progress". The official WeChat account will have specific tips to tell you how to check the application progress.

Third, telephone inquiries.

You can call the customer service telephone number of Changsha Bank at 400-679-65 1 1 for enquiry. You can make self-service inquiry according to voice prompts or transfer to manual service for inquiry.

The above is about "Is it easy to apply for a credit card in Changsha Bank? How to check the progress of credit card application? " The answer. Changsha bank credit card is still very easy to handle, and the application threshold is not high. Eligible friends can apply. The specific application progress can be inquired according to the above method.

Is Changsha Bank's credit card (debit card) easy to approve?

The credit card (debit card) audit of Changsha Bank is strict. If a certain condition of the applicant can't meet the application standard of Changsha Bank's credit card (debit card), then the application is likely to be rejected. In addition, the application conditions of Changsha Bank's credit card (debit card) require the applicant to have a job or residence at the location of the issuing bank. Many people do not meet this condition alone.

However, if approved, the amount of card approval is generally higher, which is also the advantage of small banks applying for credit cards (debit cards).

Changsha Bank Credit Card Application Progress Inquiry

First, you can call Changsha Bank Credit Card Customer Service for enquiry.

Second, you can log in to Changsha Bank official website for self-inquiry. The specific method is as follows:

1. Open Baidu search, enter "Changsha Bank" in the search bar, find Changsha Bank official website after the search and click Enter.

2. After entering Changsha Bank official website, find "Credit Card" and click Enter.

3. After entering the credit card, find the item "Application Progress" and click Enter.

4. Enter the application progress query, enter the ID number, and check the credit card application progress after verification.

Can I handle the credit card of Changsha Bank?

You can handle it.

According to the Articles of Association of Furong Credit Card of Changsha Bank, any individual who has reached the age of 18, has full capacity for civil conduct, a fixed residence, a legal and stable source of income and solvency, and is a natural person with good credit standing can apply for a personal credit card from the card issuer with his valid identity document.

In addition, the credit card is only used by the applicant listed in the application form, and may not be rented, sold, transferred or used by others in other ways. Otherwise, the cardholder shall bear all the consequences.

Extended data:

Provisions of Changsha Bank on Interest and Charge of Credit Card

1. The cardholder shall repay all the repayment amount before the due repayment date (inclusive), and the current consumption transaction amount on the due bill shall enjoy interest-free treatment from the bank bookkeeping date to the due repayment date, with the longest interest-free repayment period of 56 days.

2. The cardholder can repay according to the minimum repayment amount stipulated by the card issuer. When the cardholder chooses the minimum repayment amount, he will no longer enjoy the interest-free repayment period. The card issuer will calculate the interest on the transaction funds that the cardholder does not meet the interest-free conditions from the bank bookkeeping date until all debts are paid off and compound interest on a monthly basis.