There are two situations for Bank of Communications to apply for a temporary credit line in case of credit card arrears:
1. If you only have outstanding bills and are not overdue (you still repay them on time every month), you can apply for a temporary line. The specific audit results shall be subject to the approval results of the Bank.
2. If the arrears are overdue for a long time, it is generally difficult to apply successfully, because the overdue repayment is recorded in the system and is one of the important criteria for auditing when applying for the quota.
It is suggested to pay off the arrears first, and then accumulate several good consumption and credit periods, so that the original bad records can be covered.
If you want to apply for a temporary quota, call the banking service hotline directly to apply.