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In which court is the overdue credit card prosecuted?
A civil action brought against a citizen shall be under the jurisdiction of the people's court of the defendant's domicile; If the defendant's domicile is inconsistent with his habitual residence, it shall be under the jurisdiction of the people's court of habitual residence.

Legal basis:

Article 22 of the Civil Procedure Law of People's Republic of China (PRC), the following civil actions shall be under the jurisdiction of the people's court of the plaintiff's domicile: if the plaintiff's domicile is inconsistent with his habitual residence, it shall be under the jurisdiction of the people's court of his habitual residence:

(a) the identity litigation filed against people who do not live in the territory of People's Republic of China (PRC);

(2) an identity relationship lawsuit filed against a person whose whereabouts are unknown or who is declared missing;

(3) A lawsuit against the person who has taken compulsory education measures;

(4) Proceedings against prisoners.