When the bank deduction of provident fund loans fails, employees should contact the bank that handles provident fund loans in time to inquire about the reasons for the failure of provident fund deduction. If the deduction fails due to insufficient balance of the provident fund, you need to check whether you have successfully received the provident fund in the near future. If the receipt is not defective and the balance is still insufficient, it is necessary to supplement the balance of the provident fund and implement the later deduction.

legal ground

Article 32 The borrower shall repay the loan principal and interest in full and on time in accordance with the loan contract. The lender shall issue a notice of repayment of principal and interest to the borrower before the short-term loan expires 1 week and the medium-and long-term loan expires 1 month; The borrower shall prepare funds in time and repay the principal and interest on schedule. The lender shall promptly issue a notice of overdue loan collection, and do a good job of overdue loan principal and interest collection. Lenders charge interest on loans that cannot be repaid within the time limit stipulated in the loan contract; If the principal and interest cannot be repaid or executed, it shall be urged to repay or bring a lawsuit. "Regulations on the Management of Housing Provident Fund" Article 36 Employees and units have the right to inquire about the deposit and withdrawal of their housing provident fund, and the housing provident fund management center and the entrusted bank shall not refuse. Workers and units have objections to the storage balance in the housing provident fund account, and may apply to the entrusted bank for review; If there is any objection to the results of the review, you may apply to the housing provident fund management center for review.