Luckin Coffee co-branded card. Speaking of the most popular card of Pudong Development Bank in 2021, it is undoubtedly the Luckin co-branded credit card. As Ruixing, whose strength is close to that of Starbucks (it became an Internet celebrity for a while), this time Pudong Development Bank teamed up with it to give benefits to all cardholders! 2021 1 Starting from March 1st, you can log in to the "I Want Privileges" platform of Pudong Development Credit Card Center and exchange for 3 Luckin Coffee redemption rights at a super discounted price of 36 yuan every week.

1. CreditCard is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit.

2. A credit card is in the form of a card with the name of the issuing bank, validity period, number, cardholder name, etc. printed on the front. Consumers holding credit cards can go to a special commercial service department for shopping or consumption. , and then the bank settles the payment with the merchant and cardholder, and the cardholder can overdraft within the prescribed limit.

3. The earliest credit card appeared at the end of the 19th century. In the 1880s, the British clothing industry developed so-called credit cards, and the tourism and business sectors followed suit. However, the cards at that time could only be used for short-term commercial credit, and the money still had to be paid as and when used. Long-term arrears were not allowed, and there was no credit limit. In the 1950s, McNamara, a credit expert in Manhattan, was dining in a restaurant. Since he did not bring enough money, he had to ask his wife to send money. This made him feel very embarrassed, so he organized the "Diners Club" (English: Diners Club). Members can bring a dining charge card to 27 designated restaurants to record their consumption without having to pay cash. This is the earliest credit card. Franklin National Bank was the first bank to issue a credit card, and other U.S. banks later followed.

It is said that one day, American businessman Frank McNamara was entertaining guests for a meal in a New York hotel. After the meal, he found that he had forgotten his wallet with him. He was deeply embarrassed and had to call his wife to bring it with him. Pay cash at the hotel. So McNamara came up with the idea of ??starting a credit card company. In the spring of 1950, McNamara and his friend Schneider invested US$10,000 to establish the "Diners Club" in New York, the predecessor of Diners Club. Diners Club provides members with a card that can prove their identity and payment ability. Members can use the card to record their purchases. This kind of credit card that does not require bank processing is still a commercial credit card.

4. In 1952, Franklin National Bank in California, USA, was the first financial institution to issue a bank credit card.

5. Credit Card In 1959, Bank of America issued the Bank of America card in California. Since then, many banks have joined the ranks of card-issuing banks. By the 1960s, bank credit cards were quickly welcomed by all walks of life and developed rapidly. Credit cards became popular not only in the United States, but also in the United Kingdom, Japan, Canada and European countries. Since the 1970s, developing countries and regions such as Hong Kong, Taiwan, Singapore, and Malaysia have also begun to issue credit card services.