The validity period of a credit card refers to the time from the time when the credit card is issued to the time when it is stopped for use. Please do not disclose the validity period at will when it comes to the safety of using the card. Currently, it can only be viewed under the card number on the front of the credit card.

The format of the validity period is MM/YY, which is a four-digit number at the bottom of the front of the credit card. The first two digits represent the month, and the last two digits represent the year. For example, 04/21 represents the validity period until April 30, 2021. Please pay attention to the order of month and year when filling out.

The validity period of this credit card refers to the expiration date of this credit card. Usually credit card validity is three years, but there are also five years.

Relevant common knowledge about the validity period of credit card cards:

1. The validity period of a credit card card is expressed in "month/year", for example: "12/18" means that it is valid until 2018 December 31, year.

2. The validity period of credit card cards is generally 3-5 years.

3. After the validity period of the credit card expires, the bank will decide whether to allow the cardholder to continue to use the credit card based on the usage of each cardholder.

4. If the cardholder loses his credit card, he needs to apply for a replacement at this time, but the validity period of the replacement credit card is the same as that of the previous credit card that was not lost.

Why credit cards have expiration dates:

1. As a payment medium, credit cards are used very frequently. Long-term use will cause wear and tear on the cards and even damage them. Degaussing may occur from time to time, and some cardholders may experience peeling, so it is necessary to replace credit cards regularly.

2. The financial status of credit card holders changes over time as well as the issuance of certificates. After using a credit card for three to five years, the bank will decide whether to continue based on the specific situation of the cardholder. Issue cards to them.

3. This can reduce the bank's risks or avoid risks: some cardholders forget or fail to report the loss after losing their credit cards; cardholders make malicious overdrafts for a long time and fail to repay on time; After the cardholder dies, the credit card is used fraudulently by others for consumption, etc.

If the cardholder's credit card will no longer be used after the expiration date, in this case the cardholder needs to call the credit card center of the card-issuing bank one month before the expiration date and tell the cardholder They will no longer continue to use credit cards. At this time, after the bank receives the cardholder's call, it will no longer send credit cards to the cardholder.