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I want to apply for a credit card, but I don’t have a formal job. Can I get it approved without proof of income?

It doesn’t matter if you don’t have a salary certificate. The salary certificate is mainly to prove your occupation. It can also be proved through bank statements or work license numbers. The specific relevant information is as follows:

Bank credit card application conditions:

①Age requirements: Domestic residents must be between 18-65 years old, and foreigners must be between 25-65 years old. Time;

②Job requirements: Have a stable workplace, income and fixed residence;

③Credit requirements: No bad credit record. Applicants for supplementary cards must be the parents, spouse or children of the primary cardholder and be between the ages of 16-65.

Bank credit card application materials:

① Identity proof information:

Copy of resident ID card or military officer ID card; if you are a compatriot from Hong Kong and Macao, you need to provide Mainland pass and a copy of the residence permit for more than one year; if you are a foreigner, just provide a copy of your passport and residence permit for more than one year.

②Proof of work and income:

Salary proof or business card or badge with photo.

Proof materials that can prove that you have good financial strength: copy of real estate certificate, copy of car driving license; copy of bank loan account (good credit, overdue not more than 60 days) or deposit certificate.

You said you are a freelancer. If you can provide strong proof of financial resources, such as real estate, cars, etc., it should be OK