Current location - Trademark Inquiry Complete Network - Overdue credit card - Can I apply for two credit cards from the same bank?
Can I apply for two credit cards from the same bank?

Yes, you can apply for two credit cards from the same bank. Generally, if you apply for a credit card at the same bank, there is no limit on the number, but you will enjoy the credit card limit, and the annual fees must be calculated separately.

Conditions for applying for a credit card:

1. Citizens who are over 18 years old and have full capacity for civil conduct.

2. Have a stable career and source of income.

3. Have good credit and the ability to pay interest on time;

Extended information:

Limit ***, refers to the same bank Credit cards of the same brand enjoy the same limit (usually the maximum limit of one of the cards). Although several cards have their own single card limits, the total overdraft in use cannot exceed the exclusive limit of the credit card of this brand.

For example, if you hold 5 credit cards from a certain bank with a credit limit of RMB 10,000, then these five credit cards will use the same credit limit of RMB 10,000. When you use a certain card to make overdraft purchases After spending 2,000 yuan, you can use the other four cards to make overdraft purchases of 8,000 yuan.

Credit card types:

1. According to different card issuers, they can be divided into bank cards and non-bank cards.

2. According to the different objects of issuance, it can be divided into corporate cards and personal cards.

3. According to the credit status, status and other credit conditions of the cardholder, it can be divided into ordinary cards and gold cards.

4. According to different repayment methods, credit cards can be divided into credit cards and quasi-credit cards.

5. According to the different circulation scope of credit cards, they can be divided into international cards and regional cards.

Reference materials:

Baidu Encyclopedia - ***Quota

Baidu Encyclopedia - Credit Card